Director of Financial Crimes Compliance – AML/BSA Officer

About the position

Snap Finance is a leader in digital finance, offering flexible, pay-over-time solutions to customers of all credit types. Our success stems from a commitment to innovation and a dedication to empowering our team members. We're seeking a Director of Financial Crimes Compliance/AML/BSA Officer to lead our Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) programs, ensuring our operations align with regulatory standards, support our bank partnerships, and enhance our financial crimes prevention framework.

Responsibilities

• Oversee and continuously enhance the AML and CFT compliance framework, ensuring alignment with evolving regulatory expectations, industry best practices, and bank partner requirements.
• Conduct comprehensive risk assessments, integrating financial crime risk into broader enterprise risk management initiatives.
• Serve as the primary financial crime compliance representative for regulatory bodies, auditors, and external stakeholders, providing key insights on risk exposure, mitigation strategies, and program enhancements.
• Lead, mentor, and scale a high-performing team of investigators and compliance professionals.
• Design and refine financial crime compliance reporting frameworks, ensuring accurate and timely reporting to senior leadership, regulatory authorities, and bank partners.
• Oversee financial crime detection technologies, transaction monitoring systems, and investigative workflows to enhance risk detection while minimizing false positives and operational inefficiencies.
• Stay ahead of evolving AML/CFT regulations, ensuring proactive adjustments to policies and procedures.
• Establish and maintain structured reporting schedules, ensuring executive leadership, auditors, and bank partners receive timely updates on compliance risks, program effectiveness, and operational efficiency initiatives.

Requirements

• Bachelor’s degree in Finance, Law, Business, or a related field.
• At least 8+ years of experience in financial crime compliance, AML/BSA.
• Certifications such as CAMS, CFE, or CRCM are preferred.
• Previous experience as board appointed AML/BSA Officer.
• Deep understanding of BSA/AML, CFT, OFAC, and FinCEN regulations.
• Proven ability to drive enterprise-wide compliance strategies and implement large-scale process improvements.
• Strong ability to assess financial crime risks, leverage data analytics, and implement proactive risk mitigation strategies.
• Excellent written and verbal communication skills.

Nice-to-haves

• Experience engaging regulators, bank partners, and senior leadership on financial crimes compliance matters.
• Experience overseeing transaction monitoring platforms, case management systems, and automation tools.