PNC - Detroit, MI

posted 5 months ago

Part-time - Entry Level
Detroit, MI
Credit Intermediation and Related Activities

About the position

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a CRA Emerging Markets Loan Officer within PNC's Mortgage organization, you will be based in the greater Detroit, MI market serving the clients in the Downtown Metro area. This role focuses on marketing and promoting low- to moderate-income home loans, seeking opportunities through seminars, home buyer education forums, and home ownership classes to reach emerging market populations and low- to moderate-income individuals. You will establish and cultivate relationships with community organizations and other entities that will contribute to potential low- to moderate-income mortgage origination production. In this position, you will develop and prepare loan solutions and refer products and services. You will also review documentation to ensure compliance and manage the customer pipeline for efficiency. Collaboration with internal and external stakeholders is essential to complete mortgage transactions successfully. Additionally, you will collect and analyze customer financial information for multifaceted and/or complex borrowers. PNC Employees take pride in our reputation, and to continue building upon that, we expect our employees to be customer-focused, knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions, and able to leverage that information in creating customized customer solutions. Furthermore, managing risk is crucial, as you will be assessing and effectively managing all of the risks associated with your business objectives and activities to ensure adherence to and support of PNC's Enterprise Risk Management Framework.

Responsibilities

  • Markets and promotes low- to moderate-income home loans.
  • Seeks opportunities through seminars, home buyer education forums, and home ownership classes to emerging market populations and low- to moderate-income individuals.
  • Establishes and cultivates relationships with community organizations and other entities that will contribute to potential low- to moderate-income mortgage origination production.
  • Develops and prepares loan solutions and refers products and services.
  • Reviews documentation to ensure compliance.
  • Manages customer pipeline for efficiency.
  • Collaborates with internal and external stakeholders to complete mortgage transactions.
  • Collects and analyzes customer financial information for multifaceted and/or complex borrowers.

Requirements

  • University/college degree with less than 1 year of professional experience or successful completion of a formal development program.
  • In lieu of a degree, a comparable combination of education, job-specific certification(s), and experience (including military service) may be considered.

Nice-to-haves

  • Banking Products
  • Client Prospecting
  • Customer Needs
  • Customer Relationships
  • Customer Solutions
  • Documentations
  • Innovation
  • Lending
  • Mortgages
  • Sales

Benefits

  • Medical/prescription drug coverage (with a Health Savings Account feature)
  • Dental and vision options
  • Employee and spouse/child life insurance
  • Short and long-term disability protection
  • 401(k) with PNC match
  • Pension and stock purchase plans
  • Dependent care reimbursement account
  • Back-up child/elder care
  • Adoption, surrogacy, and doula reimbursement
  • Educational assistance, including select programs fully paid
  • Robust wellness program with financial incentives
  • Paid maternity and/or parental leave
  • Up to 11 paid holidays each year
  • 8 occasional absence days each year
  • Between 15 to 25 vacation days each year, depending on career level and years of service.
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