Employee Owned Holdings, Inc. - Credit Analyst

Employee Owned Holdings - Houston, TX

Full-time - Entry Level

Houston, TX

Merchant Wholesalers, Durable Goods

About the position

The Credit Analyst at Employee Owned Holdings, Inc. (EOH) plays a vital role in supporting the credit and collections processes, ensuring accurate cash application, and maintaining the company's cash flow while minimizing financial risk. This position involves strategic leadership and execution of business applications that support EOHI and its subsidiaries, contributing to the overall financial health of the organization.

Responsibilities

• Assist in preparing credit reviews and recommendations for approval.
• Contact prospective client references to assess their suitability for credit terms.
• Support the Credit Manager in setting and monitoring credit limits for customers.
• Assist with new customer set-up and record maintenance.
• Complete supplier questionnaires for new clients.
• Contact customers for follow-up on any outstanding invoices and past due accounts.
• Assist customers with the reprinting of invoices and statements as well as any general account questions.
• Work collaboratively with the sales team to resolve disputes that may delay payment.
• Produce and maintain accurate records of customer communications and collection efforts in the company ERP system.
• Monitor assigned customer accounts to recognize any potential risk.
• Accurately apply customer payments within the company ERP system.
• Reconcile invoice payments and promptly resolve discrepancies.
• Assist in financial and government audits by providing requested information within the company policy.
• Generate regular reports on accounts receivable aging, collection activities, and credit risk.
• Assist in preparing ad hoc reports and analyses as requested by management.
• Other duties as assigned.

Requirements

• Bachelor's degree or higher in Accounting, Business or related field preferred.
• 3-5 years of Accounting Department experience.
• Experience with Epicor P21 ERP system is a plus.
• Strong analytical skills with experience in financial statement analysis and credit risk assessment.
• Proven ability to manage multiple accounts and collaborate with sales, operations, and finance teams to resolve credit issues.
• Ability to organize, prioritize and multitask effectively.
• Prior experience with Microsoft Office, emphasis on Excel, Outlook & Teams.
• Ability to analyze and identify errors and solve problems.
• Strong communication and interpersonal skills (verbal and written).
• Detail oriented with a strong focus on accuracy and attention to detail.
• Highly motivated, proactive, willingness to engage and share knowledge.
• Ability to work independently or in a team environment.

Benefits

• Competitive salary and benefits package including medical, dental, vision, life and disability insurance.
• 401(k) plans with company match.
• Employee stock ownership plan (ESOP) that allows employees to own stock in the company.