Entry Level Personal Lines Underwriter

Auto-Owners Insurance - Lima, OH

Full-time - Entry Level

Remote - Lima, OH

Accommodation

About the position

The Entry Level Personal Lines Underwriter position at Auto-Owners Insurance is designed for motivated individuals looking to start their career in underwriting. This role involves applying insurance coverage rules and guidelines to make informed underwriting decisions while undergoing training through the company's comprehensive underwriter training program. The position offers the potential for flexible work-from-home options after initial in-person training, allowing for a balance between professional development and personal flexibility.

Responsibilities

• Learn various insurance coverages and contracts along with company philosophy and procedures to make underwriting decisions.
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use.
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.
• Analyze loss experience, financial conditions, and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other associates through verbal and/or written means.
• Participate in and successfully complete the Company underwriter training program.

Requirements

• Bachelor's degree or direct equivalent experience with property/casualty underwriting.
• Ability to organize data, multi-task, and make decisions independently.
• Above average communication skills (written and verbal).
• Ability to write reports and compose correspondence.
• Ability to resolve complex issues.
• Continually develop product knowledge through participation in approved educational programs.

Benefits

• Competitive base salary
• Matched 401(k)
• Fully-funded pension plan (once vested)
• Bonus programs
• Generous paid time off including holidays, vacation days, personal time, and sick leave