Ameris Bank - Atlanta, GA
posted 19 days ago
Full-time - Entry Level
Remote - Atlanta, GA
Credit Intermediation and Related Activities
About the position
The Financial Crimes Alert Analyst I position at Ameris Bank is focused on assessing alerted customer activity generated from transaction monitoring software to identify unusual financial activities. This role plays a critical part in detecting, preventing, and reporting potential financial crimes, including money laundering and terrorist financing. The analyst will work collaboratively with front-line staff and utilize critical thinking and analytical skills to evaluate customer transactions and ensure compliance with relevant laws and regulations.
Responsibilities
- Perform assessments of alerted customer activity generated from transaction monitoring software.
- Ensure timely identification and escalation of unusual activity.
- Analyze customer activity to make independent judgments on whether the activity is unusual and requires escalation.
- Draft reports and document analysis in a logical manner that supports decisions.
- Work with front line staff to obtain information helpful during the alert assessment and analysis.
- Apply critical thinking skills to recognize patterns, trends, and inconsistencies within transactional and customer data.
- Stay current with money laundering and terrorist financing behaviors, trends, patterns, and typologies.
- Maintain attention to detail.
Requirements
- High school diploma or GED required.
- Bachelor's degree in Economics, Accounting, Finance, Criminal Justice or related field preferred.
- 2 - 5 years of industry-related experience.
- Computer literacy and proficiency in Microsoft Office suite.
- Working knowledge of a bank operating environment and applicable systems preferred.
- Understanding of BSA/AML rules, laws, and regulations including the USA PATRIOT Act.
- Sound oral and written communication skills.
- Sound critical thinking ability.
- Sound analytical, problem solving, and organizational skills.
- Detail oriented.
- Ability to be a self-starter.
- Ability to build relationships.
Nice-to-haves
- CAMS certification preferred.
Benefits
- Health savings account
- AD&D insurance
- Employee stock purchase plan
- Paid holidays
- Disability insurance
- Health insurance
- Dental insurance
- Flexible spending account
- Employee assistance program
- Vision insurance
- 401(k) matching
- Employee discount
- Life insurance
- Referral program
- Pet insurance
