Financial Crimes Analyst I

Truist Financial - Charlotte, NC

Part-time,Full-time - Entry Level

Charlotte, NC

Credit Intermediation and Related Activities

About the position

The Financial Crimes Analyst I position involves performing research and loss mitigation efforts related to financial crimes. The analyst will assess account activity, make decisions based on risk levels, and ensure compliance with corporate and departmental policies. This role requires strong analytical skills and the ability to work in a fast-paced environment, primarily during the second shift.

Responsibilities

• Analyze and decision Financial Crimes related cases or alerts.
• Utilize banking systems to investigate and research all transactional information to ensure that Financial Crimes requirements are met.
• Conduct client research.
• Use critical thinking skills to make well supported decisions relative to the alert type.
• Utilize internal and external applications to assist in the investigation and research of all applicable alerts.
• Efficiently and effectively resolve cases or alerts with awareness of all timelines as directed by relative to Financial Crimes function.
• Support effective communication with internal and external partners or clients.
• Participate in BSA/AML/OFAC and/or Fraud related training that may include webinars, periodicals and self-study in order to stay abreast of any related changing laws and regulations.

Requirements

• High school diploma or equivalent education and related training
• One year of banking, financial industry or related experience; preferably in a branch, audit, compliance, legal, risk or lending related capacity
• Ability to learn and perform complex processes in order to meet the spirit and letter of the procedures, policies and regulations that govern the department
• Strong investigative, analytical, and critical thinking skills
• Strong work prioritization and time management skills
• Strong interpersonal, communication and client service skills
• Demonstrated proficiency in basic computer applications such as Microsoft Office software products
• Ability to work in a high-stress, fast-paced, rapidly changing environment.
• Ability and willingness to work flexible hours as required by the function.

Nice-to-haves

• Associate Degree
• Experience in investigation, law enforcement, or lending role
• Knowledge of BSA regulations and/or related compliance requirements, including reporting and record retention requirements
• Experience in BSA/AML and/or compliance-related role, whether in a client facing or backroom/operational role.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Disability insurance
• Accidental death and dismemberment insurance
• Tax-preferred savings accounts
• 401k plan
• Vacation days (minimum of 10 days)
• Sick days (minimum of 10 days)
• Paid holidays
• Defined benefit pension plan (depending on position)
• Restricted stock units (depending on position)
• Deferred compensation plan (depending on position)