FLORIDA MLO OR HAVE PASSED THE SAFE TEST.

$60,000 - $300,000/Yr

Mission San Jose Mortgage - Jacksonville, FL

Part-time,Full-time - Entry Level

Remote - Jacksonville, FL

Insurance Carriers and Related Activities

About the position

We are seeking a Loan Officer who will evaluate, authorize, and either approve or deny loan applications for individuals and businesses. This role involves acting as a liaison between customers and our financial institution, ensuring that qualified applicants can acquire loans in a timely manner. The position is fully remote and offers flexible scheduling, allowing employees to choose their own hours.

Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits.
• Interview applicants to determine financial eligibility and feasibility of granting loans.
• Determine all applicable ratios and metrics and set up debt payment plans.
• Communicate with clients either to request or to provide information.
• Justify decisions (approvals/rejections) and report on them.
• Complete loan contracts and counsel clients on policies and restrictions.
• Update job knowledge on types of loans and other financial services.
• Maintain and update account records.
• Assess customer needs, explore all options and introduce different types of loans.
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas.
• Go the 'extra mile' to build trust relationships, customer loyalty and satisfaction throughout the underwriting process.
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines.

Requirements

• Proven working experience as a loan officer.
• Familiarity with computers and banking applications/software.
• Solid understanding of direct/indirect lending products and practices.
• Excellent communication and interpersonal skills.
• Customer satisfaction orientation and sales competencies.
• Ability to work in a goal-oriented environment.
• BS degree in finance, economics or a related field.

Benefits

• Flexible schedule
• Work from home