Group Underwriter - Workforce Benefits

$60,424 - $73,861/Yr

Pacific Life - Macon, GA

Full-time - Mid Level

Remote - Macon, GA

Insurance Carriers and Related Activities

About the position

Pacific Life is investing in bright agile and diverse talent to contribute to our mission of innovating our business and creating a superior customer experience. We're actively seeking a talented Senior Group Underwriter to join our Workforce Benefits team. This role can be 100% remote. You will report to the AVP of Underwriting and work closely with the products and actuarial teams. You will play an important role in the start-up and long-term success of this business by helping to define the structure and operating model of the underwriting organization. In this position, you will evaluate and select risk to ensure the profitable acquisition of new business and the continued profitable retention of in-force business. A strong ability to partner with our Distribution sales team, brokers, and all internal partners is essential. You will consult with our distribution partners to provide the products and plan options that meet the needs of our clients. Adhering to underwriting procedures and guidelines while developing strong relationships with sales representatives and producers is crucial. You will need to exhibit strong product knowledge, especially in Disability, as well as dental, vision, life, and supplemental health products. A strong understanding of the sales, implementation, and enrollment process and market trends is also required. Your role will involve conducting high-quality risk assessments across all case sizes to ensure business guidelines, target profit, and metrics are met. You will possess the technical expertise to identify and analyze risk trends and provide recommendations to address them. Collaboration with product development, actuarial/pricing, and sales distribution will be a key part of your responsibilities. Additionally, you will assist with training, technical development, and mentoring, while understanding the business drivers and fostering a digital-first philosophy.

Responsibilities

• Evaluate and select risk to ensure the profitable acquisition of new business and the continued profitable retention of in-force business.
• Partner with the Distribution sales team, brokers, and internal partners.
• Consult with distribution partners to provide products and plan options that meet client needs.
• Adhere to underwriting procedures and guidelines while developing strong relationships with sales representatives and producers.
• Exhibit strong product knowledge, especially in Disability, dental, vision, life, and supplemental health products.
• Conduct high-quality risk assessments across all case sizes to ensure business guidelines, target profit, and metrics are met.
• Identify and analyze risk trends and provide recommendations to address them.
• Collaborate with product development, actuarial/pricing, and sales distribution.
• Assist with training, technical development, and mentoring.
• Understand business drivers and foster a digital-first philosophy.

Requirements

• Bachelor's degree and 5+ years in the group benefits underwriting field.
• Comfortable learning and adopting new technologies.
• Demonstrates consistent proficiency at the Underwriter level.
• Strong problem solving and critical thinking/analytical reasoning skills.
• Strong communication skills, both verbal and written.
• Strong organizational skills and ability to handle multiple priorities.
• Experience underwriting group short and long term disability required.
• Experience underwriting core products: group life, dental, vision, and supplemental health products such as critical illness, hospital indemnity, and accident are strongly preferred.

Benefits

• Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents.
• Generous paid time off options including Paid Time Off, Holiday Schedules, and Financial Planning Time Off.
• Paid Parental Leave as well as an Adoption Assistance Program.
• Competitive 401k savings plan with company match and an additional contribution regardless of participation.