Independent Life Insurance Agent

A Thousand Marbles LLC - Franklin, MA

Full-time - Entry Level

Remote - Franklin, MA

About the position

The Independent Life Insurance Agent role at A Thousand Marbles LLC offers a unique opportunity for motivated individuals to work independently while providing personalized life insurance solutions to clients in Massachusetts. This position allows agents to manage their own schedules and work either from home or in the field, focusing on assessing client needs and educating them about various life insurance products.

Responsibilities

• Identify and contact potential clients to offer life insurance solutions through referrals, networking, and lead generation.
• Conduct in-depth needs analyses for clients to assess their life insurance requirements and financial goals.
• Educate clients on various life insurance policies (e.g., term life, whole life, universal life) and assist them in selecting policies that best suit their needs.
• Prepare and present personalized insurance quotes and policy proposals, ensuring clear understanding of the benefits and coverage options.
• Assist clients with application processes, submitting required documentation accurately and promptly.
• Maintain ongoing communication with clients to provide policy reviews, ensure satisfaction, and offer additional coverage options as needs change.
• Comply with all state and federal insurance laws, including maintaining knowledge of insurance products, industry trends, and regulatory changes.
• Build and maintain positive relationships with clients, acting as their primary point of contact for all insurance-related matters.
• Manage your schedule, sales pipeline, and follow-up activities independently to meet or exceed sales goals.

Requirements

• Active Life and Health Insurance license in the state of Massachusetts (required).
• High school diploma or equivalent; college degree in business, finance, or a related field preferred.
• Minimum of 1-2 years of sales experience, preferably in insurance or financial services; experience with life insurance sales is strongly preferred.
• Strong sales and negotiation skills, with proven success in meeting or exceeding sales goals.
• Excellent interpersonal and communication skills; ability to build trust and provide high-quality service to clients.
• Proficient in assessing client needs and financial goals to recommend appropriate products.
• Ability to work independently, manage time effectively, and stay motivated to meet performance targets.
• Familiarity with CRM software, Microsoft Office Suite, and online tools for virtual consultations and documentation.
• Clean background check and adherence to state licensing requirements.

Nice-to-haves

• Experience with life insurance sales is strongly preferred.

Benefits

• Flexibility: Set your own schedule and work from home or in the field.
• High Earning Potential: Competitive commission-based income structure with no cap on earnings.
• Support: Access to training programs, mentorship, and resources to help you succeed.
• Opportunity for Growth: Expand your client base, develop expertise in life insurance products, and grow your book of business.