Insurance Underwriter

$97,500 - $97,500/Yr

Cks Insurance Agency - Irvine, CA

posted 4 months ago

Full-time
Irvine, CA

About the position

As an Insurance Underwriter at CKS Insurance Agency, you will play a crucial role in assessing individual applications for various lines of insurance. Your primary responsibility will be to evaluate the degree of risk associated with each application and determine whether to accept or reject them based on your analysis. This position requires a keen understanding of the insurance industry, as well as the ability to analyze financial data and legal considerations that impact underwriting decisions. You will be expected to apply your knowledge of accounting, financial and economic analysis, and risk management to make informed decisions that align with the company's policies and standards. In this role, you will work closely with other team members to ensure that all applications are processed efficiently and accurately. You will also be responsible for maintaining detailed records of your evaluations and decisions, which will be essential for future reference and compliance purposes. Your ability to communicate effectively with clients and colleagues will be vital, as you may need to explain your decisions and provide guidance on insurance options. The position is full-time, with standard working hours from Monday to Friday, 9 AM to 5 PM. You will be compensated with a competitive salary of $97,500 per year, reflecting the importance of your role within the organization. This is an excellent opportunity for individuals looking to advance their careers in the insurance industry while contributing to the success of CKS Insurance Agency.

Responsibilities

  • Review individual applications for all lines of insurance.
  • Evaluate the degree of risk involved in each application.
  • Determine acceptance or rejection of applications based on risk assessment.
  • Maintain detailed records of evaluations and decisions.
  • Communicate effectively with clients and colleagues regarding underwriting decisions.

Requirements

  • Master's degree in business, finance, or a related field.
  • Knowledge of accounting and legal considerations.
  • Experience in financial and economic analysis.
  • Understanding of strategic and financial marketing.
  • Strong mathematical skills.
  • Knowledge of financial risk management.
  • Proficient in English composition and customer service.
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