Junior Underwriter - Up to $20,000 in Potential Incentives

$20,000 - $20,000/Yr

United Wholesale Mortgage - Pontiac, MI

Full-time - Entry Level

Pontiac, MI

Credit Intermediation and Related Activities

About the position

The Junior Underwriter position at United Wholesale Mortgage (UWM) is designed for individuals looking to start their career in the mortgage lending industry. This full-time role involves assessing applicants' financial histories, performing risk assessments, and ensuring compliance with underwriting guidelines. The position emphasizes communication with clients and requires a strong commitment to service excellence.

Responsibilities

• Collect, review and examine an applicant's financial history and records
• Perform risk assessment reports
• Analyze client's financial statements and identify effective alternatives to application
• Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentation
• Keep up with changes and adaptations as they occur
• Provide elite service to internal and external clients
• Communicate with clients via email and over the phone on loan status, which includes Mortgage Loan Officers and Broker Owners
• Manage multiple priorities while building rapport with clients

Requirements

• Completed 2 or 4-year degree
• Complex rationale and problem-solving skills
• Computer literacy in Microsoft Word, Excel, Outlook and other internet resources
• Excellent written and verbal communication skills
• Willingness to learn and be coached
• Adaptable to a flexible, fast-changing industry
• Self-motivated with a strong work ethic
• Ability to take accountability for actions

Nice-to-haves

• Preferred experience in Finance and/or Accounting (financial analysis, accounts receivable and accounts payable)

Benefits

• Paid training
• Paid holidays
• Disability insurance
• Health insurance
• Dental insurance
• Paid time off
• Parental leave
• Vision insurance
• 401(k) matching
• Life insurance
• Referral program