Lease Senior Analyst - Advanced Business Analytics

Ally - Lansing, MI

Full-time - Mid Level

Onsite - Lansing, MI

Printing and Related Support Activities

About the position

The Lease Senior Analyst - Advanced Business Analytics role at Ally Financial focuses on optimizing lease product rates and origination processes within the Auto Pricing Team. This position involves analyzing current rate structures, monitoring origination trends, collaborating with business partners, and ensuring profitability objectives are met through data-driven insights and analytics. The role requires strong organizational, analytical, and problem-solving skills to make a significant impact on the company's financial performance.

Responsibilities

• Analyze current rate structures looking for opportunities to optimize and propose changes.
• Monitor current origination and application trends to identify patterns/trends and forecast expected run rates.
• Collaborate with business partners on lease channel opportunities and OEM level pricing.
• Coordinate with Sales Alliance and Residual setting teams to establish monthly lease pricing programs and rates.
• Analyze core lease granular pricing programs to ensure profitability objectives are met.
• Perform portfolio analytics, special projects, drill down analysis, and other duties as needed.
• Develop and maintain processes to pull, sanitize, aggregate, conform, and produce operational and portfolio-level reports accurately.
• Apply sound control processes into daily/weekly/monthly/quarterly processes to effectively identify, assess, and manage risk.
• Understand competitive environment and other drivers of economics to optimize returns.
• Maintain proper governance controls for any changes proposed to rate matrices.
• Demonstrate strong working knowledge of documents and processes involved in the extension of Consumer credit.

Requirements

• Bachelor's degree required with related field.
• MIS or Data Management experience is strongly preferred.
• Proficiency in Python and/or SQL.
• Working knowledge of Snowflake SQL data aggregation and consumer auto data infrastructure.
• Demonstrated experience in self-assessments, including process documentation, and strong data analysis skills.
• Ability to prioritize and multi-task with strong planning and organizing abilities including process improvements.
• Knowledge of general financial concepts -- P-L calculations, amortization schedules, basic understanding of interest rates, pro-forma models.
• Leveraging expertise and relationships to contribute to strategy and drive business results.
• Ability to provide advice/direction in primary areas of expertise.
• Excellent written and verbal communication skills.
• Proven track record of influencing decisions with great analytics and financial models.
• Strong work ethic, ownership, and goal-oriented mentality.
• Proficiency in Microsoft Office applications (Word, Excel, PowerPoint).
• 3+ years of analytics experience in the Financial Services industry or auto consumer is preferred.

Benefits

• Competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
• Industry-leading 401K retirement savings plan with matching and company contributions.
• Student loan and 529 educational assistance programs.
• Tuition reimbursement and other financial well-being programs.
• Flexible health and insurance options including dental and vision.
• Pre-tax Health Savings Account with employer contributions.
• Total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Adoption, surrogacy, and fertility support.
• Parental and caregiver leave, back-up child and adult/elder day care program, and childcare discounts.
• LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program, and other employee discount programs.