Loan Officer

Central Texas Farm Credit - Early, TX

Full-time - Entry Level

Early, TX

About the position

The Loan Officer position at Central Texas Farm Credit involves recommending or approving loans within a designated territory, managing loan portfolios, and developing new business opportunities. The role requires moderate supervision and includes responsibilities such as conducting credit analyses, servicing loans, and ensuring compliance with credit administration practices.

Responsibilities

• Develop and market new business within the service area.
• Assist prospective and current borrowers with credit needs and solutions.
• Make and service leases and loans for operating equipment and real estate.
• Convey decisions on loan approval, structure, and pricing.
• Exercise credit risk management responsibilities on loans.
• Conduct simple to moderately complex credit analyses.
• Analyze financial statements to ascertain creditworthiness.
• Maintain verified financial information on borrowers and guarantors.
• Perform loan servicing tasks including partial releases and reamortizations.
• Ensure all assigned loans are properly risk rated and monitored.
• Perform collections on assigned loans and assist with delinquent accounts.
• Prepare loan closing packages and facilitate the loan closing process.

Requirements

• Bachelor's degree in Business Administration, Finance, Agricultural Economics, or a related field, or equivalent experience.
• Two or more years of experience as a loan officer or loan officer trainee.

Benefits

• Competitive salary commensurate with experience.
• Paid annual leave and sick leave.
• Paid holidays.
• Comprehensive benefits package including medical, dental, vision, and life insurance.
• 401(k) with employer match.
• HSA contributions.
• Employee incentive plan.
• Corporate apparel.