Loan Officer

$30,000 - $30,000/Yr

Lennar - Charlotte, NC

Full-time - Entry Level

Charlotte, NC

Construction of Buildings

About the position

At Lennar Mortgage, we are dedicated to bringing passion and customer focus to the business of homeownership. As a Loan Officer, you will play a crucial role in our mission to empower individuals and families to achieve their dreams of owning a home. This full-time, outside sales position requires you to seek and develop relationships for new business sources both internally and externally. You will meet with and interview prospective customers, brokers, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information. Your expertise will guide customers in understanding the risks and benefits of various mortgage products, helping them select the appropriate loan program within the Lennar Mortgage roadmap. You will be responsible for obtaining loan applications from customers and working closely with them to achieve loan approval. In this role, you will support the company's growth through outside sales activities and lead generation. Regular travel to various communities, realtors' offices, and other appropriate locations is expected to solicit new business and leads from home builders. You will conduct “First Time Homebuyer Seminars” in communities to develop leads and build relationships with New Home Consultants and prospective/current customers. Participation in builder and realtor functions, status meetings, and special events will be essential to maintain relationships and provide excellent customer service. Your responsibilities will also include reviewing leads daily, contacting prospective customers via telephone and email, and setting up in-person or virtual meetings. You will originate and prepare new loans in accordance with the Loan Officer agreement, ensuring all loans meet the guidelines of the Products and Policies manual. Advising customers on various mortgage loan products based on their individual needs will be a key part of your role. You will also review interest rates and lock loans with borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual. Maintaining reports and notes within the origination computer system regarding prospects and customers will ensure a complete exchange of information regarding loan applications, loan status, and projected closings.

Responsibilities

• Support the Company's growth through outside sales activities and lead generation.
• Travel to various communities, realtors' offices, and other appropriate locations on a regular basis to solicit new business and/or leads from home builders.
• Conduct 'First Time Homebuyer Seminars' in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current customers.
• Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events to develop and maintain relationships and customer service.
• Meet with prospective/current customers to explain the Company's offerings, obtain loan applications and other required documents, and attend closings.
• Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings.
• Originate and prepare new loans in accordance with the 'Loan Officer' agreement to ensure all loans meet the guidelines of the Products and Policies manual.
• Advise and recommend to the customer regarding the various mortgage loan products based on the customer's individual need.
• Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing.
• Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed.
• Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager.
• Maintain reports and notes within the origination computer system regarding own prospects and customers.

Requirements

• Four-year college degree (preferred)
• At least three years of Loan Originating experience
• Ability to maintain flexible work schedule, including evening and weekend work
• Valid driver's license and dependable transportation
• NMLS License required, or willing to obtain, in South Carolina & North Carolina

Benefits

• Robust health insurance plans including Medical, Dental, and Vision coverage
• 401(k) Retirement Plan with a $1 for $1 Company Match up to 5%
• Paid Parental Leave
• Associate Assistance Plan
• Education Assistance Program
• Up to $30,000 in Adoption Assistance
• Up to three weeks of vacation annually
• Generous Holiday, Sick Leave, and Personal Day policies
• New Hire Referral Bonus Program
• Home Purchase Discounts
• Everyone's Included Day