Loan Officer

$250,000 - $250,000/Yr

Paramount Residential Mortgage Corp - Palmetto Bay, FL

Part-time - Mid Level

Palmetto Bay, FL

Credit Intermediation and Related Activities

About the position

As a Loan Officer at Paramount Residential Mortgage Group (PRMG), you will be part of a dynamic team that is dedicated to helping clients navigate the complexities of residential mortgage financing. PRMG prides itself on being built by originators for originators, creating an environment that fosters success and growth. The company has consistently been recognized as one of the best places to work, thanks to its strong focus on the elements that contribute to an originator's success and its unmatched culture. In this role, you will be responsible for developing and implementing strategies that meet customer needs through a comprehensive range of mortgage products and services. You will also play a crucial role in ensuring a seamless flow of business by using your judgment and discretion in coordinating various tasks and communications. Your day-to-day responsibilities will include verifying, compiling, and inputting application information for mortgage loans, as well as discussing and advising clients on their home loan options. You will review residential loan application files to ensure that all data is complete and meets the established standards, including verifying borrower assets, liabilities, and employment length. Additionally, you will be responsible for informing your supervisor of any discrepancies in title or survey and performing other related duties as assigned. This position requires a current, valid NMLS license or appointment in good standing, and you will need to have applicable state licensing to operate effectively in this role.

Responsibilities

• Verifies, compiles, and inputs application information for mortgage loans.
• Discusses and advises clients on their home loan options.
• Reviews residential loan application files to ensure completeness and compliance with established standards.
• Informs supervisor of discrepancies in title or survey.
• Performs other related duties as assigned.

Requirements

• Must have applicable state licensing.
• Two to five years of experience preferred.
• Current, valid NMLS license or appointment in good standing.
• Actively funding more than 2 loans/month, or Xinnix Training completion for Loan Origination required, or Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month.

Nice-to-haves

• Ability to make sound judgments on service, credit decision, funding, and post-close issues.
• Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
• Excellent communication and interpersonal skills.
• Organizational skills necessary to prioritize workload and delegate responsibility.