Loan Officer

$30,000 - $30,000/Yr

Lennar - Plymouth, MN

Full-time - Entry Level

Plymouth, MN

Construction of Buildings

About the position

It's fun to work in a company where people truly BELIEVE in what they are doing! We're committed to bringing passion and customer focus to the business. We are Lennar Mortgage, one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for our Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service. We give back to the communities in which we work and live in, and foster a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500® company and consistently ranked among the top homebuilders in the United States. Join a Company that Empowers you to Build your Future. As a Field Loan Officer at Lennar Mortgage, your role will be centered on establishing and nurturing strong relationships with clients and homebuilding associates through face-to-face interactions. You will conduct on-site meetings, engaging directly with customers, homebuilding associates, and referral sources. Your primary responsibilities include assessing financial data, guiding customers on mortgage products, and seamlessly facilitating the loan process in adherence to the Lennar Mortgage roadmap. Your presence in the field ensures personalized and hands-on support for clients seeking financial solutions. A career with purpose. A career built on making dreams come true. A career built on building zero defect homes, cost management, and adherence to schedules.

Responsibilities

• Strategize and implement outside sales activities to actively contribute to the company's growth.
• Lead the charge in generating leads through effective prospecting, with regular visits to communities, realtors' offices, and relevant locations.
• Conduct regular 'First Time Homebuyer Seminars' in communities to develop leads and establish strong relationships with New Home Consultants and prospective/current clients.
• Travel and actively participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events.
• Proactively engage with various communities to explain the Company's offerings, obtain loan applications, and attend closings.
• Offer tailored recommendations on the best mortgage solutions for customers' financial and individual needs.
• Review and lock interest rates at least fifteen days prior to closing.
• Maintain strict adherence to federal, state, and company regulations and guidelines throughout the loan origination process.
• Daily review of leads, followed by proactive outreach to prospective customers via telephone and email to schedule in-person/virtual meetings.
• Ensure clear and timely communication with both internal and external stakeholders, maintaining open lines of dialogue.
• Originate and prepare new loans meticulously, adhering to federal, state, and company regulations outlined in the 'Loan Officer' agreement.
• Offer personalized advice and recommend the most suitable mortgage loan products aligned with customers' financial and individual needs.
• Provide crucial assistance to New Home Consultants on customer pre-qualifications, actively contributing to the development of a pipeline for outside sales.
• Strive to meet or exceed closed loan capture rate, spot loan objectives, and other established sales goals and metrics specified in the 'Loan Officer' Agreement.
• Maintain detailed reports and notes within the origination computer system, facilitating a comprehensive exchange of information regarding loan applications, statuses, customer conversations, underwriting, lock-in information, monthly projected closings, incentives, and expenses.

Requirements

• Highschool Diploma or Equivalent
• Four-year college degree (preferred)
• Minimum of 3 years of Loan Originating experience
• Valid driver's license and dependable mode of transportation
• NMLS License & specific State license or be willing to get within 30 days of employment
• Fluent in Spanish - Speaking and Writing (preferred)
• Self-starter and able to work independently
• Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities
• A genuine passion for delivering exceptional experiences to customers
• Proficient in using standard office software (e.g., Microsoft Office Suite)
• Proficient in using mortgage industry software and tools

Nice-to-haves

• Fluent in Spanish - Speaking and Writing

Benefits

• Adoption assistance
• Dental insurance
• Health insurance
• Paid parental leave
• Parental leave
• Referral program
• Tuition reimbursement