Loan Review Analyst

$49,920 - $62,400/Yr

Equity Bank Limited - Wichita, KS

Full-time - Mid Level

Wichita, KS

1,001-5,000 employees

Credit Intermediation and Related Activities

About the position

The Loan Review Analyst position at Equity Bank is a full-time role within the Audit and Compliance department, responsible for conducting independent reviews of the bank's loan portfolio. The analyst will evaluate the quality of various loan types, ensure compliance with policies and regulations, and identify risks within the portfolio. This role is essential for maintaining the integrity of the bank's lending practices and supporting the overall risk management framework.

Responsibilities

• Evaluate the quality of commercial loans and assign risk rating.
• Ensure all loans reviewed are in compliance with the Bank's policies and procedures and comply with applicable laws and regulations.
• Review collateral documentation and verify the value of collateral pledged on the loans reviewed.
• Perform an underwriting review of small commercial loans and consumer loans originated across all the bank's markets and regions.
• Provide a list of identified exceptions or issues from these reviews.
• Discuss identified findings with loan officers and Credit Administration.
• Write a report from all reviews completed and communicate all identified findings.
• Assist the Director of Loan Review and Loan Review Officer with sampling for the various reviews performed by the department.
• Participate in due diligence examinations on potential mergers/acquisitions of the bank.
• Perform other duties as assigned or required.

Requirements

• 1 to 2 years' experience of working in loan review, credit analysis, or commercial lending in a financial institution.
• Experience reviewing financial statements and completing a credit analysis.
• Bachelor's degree in business related field.
• Prior experience working in credit analysis or loan review will be considered in lieu of the degree.
• Proficient in Microsoft Word and Excel.
• Technology skills, especially the ability to work in Windows based systems.
• Good interpersonal skills.
• Good written skills and the ability to write a smaller summary on a large report.

Benefits

• Health insurance
• Dental insurance
• Vision insurance
• Disability insurance
• 401(k) matching
• Employee stock purchase plan
• Health savings account
• Pet insurance