Manager / Counsel - Military Lending (Hybrid)

Capital One - McLean, VA

Full-time - Mid Level

Hybrid - McLean, VA

Credit Intermediation and Related Activities

About the position

The Manager / Counsel - Military Lending position at Capital One involves serving as the enterprise military lending subject matter expert and providing business counsel related to the Servicemembers Civil Relief Act (SCRA) and other financial institution regulations. The role requires collaboration with various stakeholders, including compliance officers and regulators, to ensure legal compliance and support business initiatives. The attorney will also advise on new products and customer management while working in a supportive environment that values insight and continuous learning.

Responsibilities

• Act as the Enterprise's military lending subject matter expert, providing legal interpretation and guidance to Compliance and business stakeholders.
• Identify recent regulatory and legal highlights and present to senior level executives.
• Provide legal and strategic advice and guidance for major military lending initiatives.
• Communicate relevant federal and state military law changes and clarifying guidance to stakeholders, and support implementation of such changes across the Enterprise.
• Host weekly office hours for a large, cross functional Enterprise-wide audience.
• Provide legal guidance on remediating complaints and self-identified risk exposures and legal violations.
• Provide legal guidance on regulations relating to deposit accounts and various other enterprise and bank functions.
• Engage and manage outside counsel.

Requirements

• Juris Doctor from an accredited law school.
• Active member in good standing of at least one state bar.
• At least 4 years of experience as an attorney in a law firm, in-house legal department, or government agency.

Nice-to-haves

• 3+ years of legal experience at a law firm, financial institution, or government agency, ideally with a focus on regulations governing financial institutions/consumer protection laws.
• Experience in compliance with federal and state laws and regulations protecting servicemembers (including SCRA and MLA).
• Experience in laws and regulations governing deposit accounts and other retail bank functions.
• Strong analytical skills and ability to interpret legislation and regulations.
• Ability to handle multiple tasks, assume new responsibilities, and prioritize work to meet deadlines.
• Strong writing and communication skills to deal with internal and external parties, including ability to communicate persuasively orally and in writing with senior executives.
• Experience writing for and interacting with examiners and auditors.

Benefits

• Comprehensive health benefits
• Financial benefits
• Inclusive workplace benefits