Manager, Retail Risk Analytics

Standard Chartered - Bangalore, IN

Full-time - Mid Level

Bangalore, IN

Credit Intermediation and Related Activities

About the position

This position is for an Associate Manager with an advanced degree in a quantitative discipline; requires experience and proficiency in areas of statistics, applied mathematics, SAS programming language and a good understanding of retail banking / small business lending businesses. The individual will use these skills in the development of risk / credit scoring models and other risk analytics in retail banking / small business lending portfolios. Responsibilities include developing statistically derived predictive models, perform decision tree-based customer segmentation & profiling analyses, assist business implementation of sophisticated scoring models and providing analytic support to Standard Chartered businesses across the globe.

Responsibilities

• Develop statistically derived predictive models.
• Perform decision tree-based customer segmentation & profiling analyses.
• Assist business implementation of sophisticated scoring models.
• Provide analytic support to Standard Chartered businesses across the globe.

Requirements

• Bachelors / Advanced (Masters or higher) Degree in Statistics, Applied Mathematics, Operations Research, Economics, Engineering or other quantitative discipline.
• Good understanding of retail banking / small business / consumer finance products and business life cycles (e.g. sales, underwriting, portfolio management, marketing, collections...).
• Experience in quantitative analysis & statistical modeling in credit risk / marketing / portfolio strategy for retail banking / small business / consumer finance portfolios.
• Proficient statistical programming skills in SAS (preferred) or similar.
• Strong analytical skills and understanding of quantitative and statistical analysis.
• Hands-on experience in mining data and understanding data patterns.
• Demonstrated proficiency in scorecard development is a plus.
• Experience in directly interacting with Business and exposure to International markets will be a plus.

Nice-to-haves

• Demonstrated proficiency in scorecard development.
• Experience in directly interacting with Business.
• Exposure to International markets.

Benefits

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits.
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.