Mortgage Community Development Loan Officer

Bell Bank - Waukesha, WI

Full-time - Entry Level

Waukesha, WI

Credit Intermediation and Related Activities

About the position

The Mortgage Community Development Loan Officer at Bell Bank is responsible for originating mortgage loans with a focus on low-to-moderate income individuals and communities of color. This role emphasizes community engagement, financial empowerment, and closing the homeownership disparity gap. The officer will work closely with community partners, conduct educational workshops, and ensure compliance with various regulations while maintaining high client satisfaction.

Responsibilities

• Originate compliant mortgage loans focusing on low-to-moderate income individuals and communities of color.
• Gather necessary documentation for loan applications and advise customers on appropriate mortgage options.
• Maintain high standards of client satisfaction and ensure efficient workflow in sales/originator systems.
• Manage client referrals and ensure new customers are introduced to local branches and other business lines.
• Develop and maintain strategic relationships with community partners and conduct financial wellness workshops.
• Track and report on community development activities and progress towards goals set in the Community Development Business Plan.
• Participate in community-focused events and represent Bell Bank at various meetings and seminars.
• Communicate local Community Development training and volunteer opportunities to area staff.

Requirements

• Preferred three years of experience as a loan officer in first mortgage production.
• Thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.
• Demonstrated experience with Affordable Lending products and supporting Community Reinvestment Act (CRA) and Fair Lending goals.
• High School Diploma or Bachelor's degree in a business-related field, or equivalent experience.
• Working knowledge of relevant regulations and guidelines including FNMA, FHLMC, FHA, VA, and local state housing programs.
• Excellent written and oral communication skills and ability to work in a team environment.
• NMLS registration and strong sales and service skills.

Nice-to-haves

• Bilingual or multilingual preferred.

Benefits

• Competitive compensation
• Excellent benefits package