Mortgage Fulfillment Underwriter

Roth Staffing Companies - Tampa, FL

Full-time

Tampa, FL

Administrative and Support Services

About the position

The Mortgage Fulfillment Underwriter plays a critical role in the mortgage lending process by ensuring that all assets reviewed meet the applicable investor guidelines. This position requires a comprehensive understanding of the requirements and regulations governing mortgage underwriting. As an Underwriter, you will be responsible for the quality and accuracy of your decisions, which directly impact the company's operations and customer satisfaction. In this role, you will be tasked with making decisions on a full range of mortgage loans, with a preference for experience in FHA loans. You will review all mortgage applications and documentation for accuracy and completeness, working closely with clients to prepare necessary documentation and resolve any outstanding issues. Collaboration with compliance officers is essential to ensure that all mortgage and loan materials adhere to Federal, State, and local compliance standards. Timely approval or denial of mortgages is a key responsibility, along with performing other related duties as assigned. It is also important to demonstrate behaviors that align with the organization's desired culture and values, contributing to a positive work environment.

Responsibilities

• Decisions full range of mortgage loans, preferably including FHA loans
• Review all mortgage applications and documentation for accuracy and completeness
• Work with clients to prepare mortgage applications and related documentation as needed, helping to resolve any outstanding issues
• Collaborate with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials
• Approve or deny mortgages on a timely basis
• Perform other related duties as required and assigned
• Demonstrate behaviors which are aligned with the organization's desired culture and values

Requirements

• Bachelor's degree or equivalent work experience
• 3+ years of mortgage underwriting experience required
• Solid knowledge of mortgage underwriting and of basic automated underwriting systems
• Proficiency with basic automated underwriting systems
• Knowledge of mortgage laws and regulations required, including Home Mortgage Disclosure Act
• Knowledge of state and federal agency mortgage loan guidelines and regulations helpful