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Mortgage Loan Closer
$45,510 - $60,590/Yr
US Bank - Blue Ash, OH
posted 2 months ago
Full-time - Entry Level
Blue Ash, OH
Credit Intermediation and Related Activities
About the position
The Mortgage Loan Processor at U.S. Bank is responsible for preparing mortgage loan files in accordance with bank, regulatory, and investor guidelines. This role involves gathering necessary documentation, communicating with various stakeholders, ensuring compliance, and coordinating the closing and funding of loan packages. The position emphasizes quality customer service and adherence to financial regulations.
Responsibilities
- Prepare mortgage loan files according to bank, regulatory, and investor guidelines.
- Gather necessary documents and information within designated time frames.
- Communicate with customers, clients, staff, realtors, brokers, counsel, and title companies to respond to inquiries and resolve problems.
- Ensure compliance with bank, regulatory, and investor requirements and quality customer service standards.
- Coordinate the closing and funding of assigned loan packages; calculate final closing costs and disburse funds.
- Package and ship loans to the secondary market as directed.
Requirements
- High school diploma or equivalent.
- Three or more years of relevant work experience, preferably in loan processing and closing activities.
Nice-to-haves
- Comprehensive knowledge of loan processing, closing, and funding policies and procedures and all loan products in the portfolio.
- Experience with full cycle closing from final approval to disbursement/closing.
- Thorough knowledge of credit policies and approval processes.
- Proficient skills in applying general accounting principles.
- Well-developed ability to manage multiple tasks/projects and deadlines simultaneously.
- Strong verbal and written communication skills.
Benefits
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
