Mortgage Loan Officer (100% Self-Gen Leads, Texas Only)

Texell Credit Union - Temple, TX

Full-time - Mid Level

Onsite - Temple, TX

Credit Intermediation and Related Activities

About the position

The Mortgage Loan Officer II at Texell Credit Union is a hybrid/remote position focused on self-generating leads to increase mortgage loan production. This role involves developing business referrals, completing mortgage applications, and ensuring effective communication throughout the loan process. The position offers competitive compensation with uncapped commission and requires attendance at training sessions in Temple, TX.

Responsibilities

• Attract existing and new mortgage loan referral sources by managing and developing relationships.
• Participate in community efforts to promote home ownership.
• Work with Mortgage Loan Processors/Closers and Mortgage Manager to ensure timely processing of loan documents.
• Communicate with borrowers, agents, and processors on the status of loan files.
• Attend mortgage loan closings and meet with prospective borrowers.
• Interview mortgage prospects and obtain initial needs list items to complete the loan application.
• Review and analyze credit and financial data to determine borrower financing objectives.
• Present appropriate Texell products and programs to borrowers.
• Explain pricing and lock rates as required.
• Identify opportunities to sell additional products.
• Collect supporting loan documentation and upload it into the Mortgage Loan Origination Software.
• Keep Mortgage Loan Manager updated on the status of the pipeline and any obstacles.
• Participate in educational opportunities and maintain professional networks.

Requirements

• Minimum of two (2) years of mortgage loan origination experience.
• Minimum of two (2) years of inside/outside sales experience.
• Bachelor's degree in business or related field or two years of progressive experience in lending-related roles.
• Experience with Federal Housing Authority (FHA), Veterans Affairs (VA), and Federal National Mortgage (Fannie Mae).
• Active registration with the National Mortgage Licensing System throughout employment.

Nice-to-haves

• A good sense of humor and ability to engage in light-hearted interactions.
• Demonstrated success as a self-starter who can work independently.

Benefits

• Health insurance
• Dental insurance
• Vision insurance
• 401(k) matching
• Paid sick time
• Paid vacation time