Mortgage Loan Officer - Home Loan Direct (remote)

$31,200 - $31,200/Yr

Regions Financial - Hoover, AL

Full-time - Entry Level

Remote - Hoover, AL

Credit Intermediation and Related Activities

About the position

The Mortgage Loan Officer at Regions is responsible for directing the origination of residential mortgage loans through customer interactions and business partner referrals. This role involves evaluating loan requests, maintaining communication with customers, and ensuring compliance with lending practices and regulations. The position is focused on proactive outreach and sales to develop new business and retain existing clients, while also cross-selling other bank products and services.

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history
• Maintains contact with loan customers, communicating progress of loan and obtaining any required documentation
• Structures loans to comply with acceptable lending practices and Federal regulations
• Proactive outreach through outbound calling and email to marketing prospects
• Answers customer calls and business partner referrals to discuss various loan products and qualification information
• Makes sales calls on potential or existing customers as established in Regions marketing plan
• Cross-sells other bank products and services
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
• May participate in networking through professional, business and community organizations to promote and market loan products

Requirements

• High School Diploma or GED

Nice-to-haves

• Bachelor's degree
• Previous Sales Experience
• Previous Customer Service Experience
• Desire for a Mortgage Banking Career

Benefits

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program