Disability Solutions - Philadelphia, PA
posted 4 months ago
This is a commissioned career opportunity based in the Philadelphia, PA market, focused on soliciting first mortgages through various contacts, including realtors, builders, and developers. The role involves working closely with customers and prospective clients to help them identify and secure mortgage loans that align with their individual financial circumstances and goals, particularly homeownership. The position emphasizes the importance of building and maintaining relationships within the real estate community to generate referrals and expand the company's reach in the mortgage lending market. The responsibilities include developing and expanding referral sources to solicit first mortgages, maintaining regular contact with realtors, and meeting with builders on job sites to discuss lending options. The role also requires participation in building and trade shows, as well as mixers related to real estate to foster relationships and create new opportunities. A significant part of the job involves collecting and analyzing applicants' financial information to assess their qualifications for specific loans, interviewing applicants to gather necessary information, and recommending financial products that best meet their needs. Additionally, the position requires engaging in persuasive sales activities to encourage potential customers to choose the company for their mortgage needs, while also cross-promoting other services and financial products. The loan officer will be responsible for ensuring that all loan originations comply with regulatory standards and will maintain communication with customers throughout the loan process to ensure they understand each step. This role may also involve performing other duties as assigned by the manager, emphasizing the importance of compliance with company policies and regulations.