Zillow - Irvine, CA

posted 5 months ago

Full-time - Entry Level
Irvine, CA
Real Estate

About the position

Zillow Home Loans is at the forefront of transforming the consumer mortgage experience, aiming to redefine how individuals buy, sell, and finance homes. As a rapidly growing fintech company, we are excited to invite a Mortgage Loan Officer to join our dynamic origination team. In this role, you will be provided with leads on-demand, allowing you to concentrate on delivering exceptional service to your clients rather than spending time on marketing and branding efforts. We believe that prioritizing customer satisfaction is essential for success, and we are looking for someone who shares this philosophy. As a Mortgage Loan Officer, your primary responsibility will be to originate mortgage loans while managing incoming calls from customers. You will be expected to provide outstanding customer service through timely follow-ups and professional correspondence. Building and maintaining relationships with customers and partners, such as real estate agents, will be crucial to your success. You will analyze clients' needs to ensure compliance and maximize customer satisfaction, guiding borrowers through the loan process from inquiry to closing. This includes securing necessary financial and credit information and ensuring all documentation is in order. You will also be responsible for completing all assigned Mortgage Loan Officer Training and Licensing activities, maintaining a thorough understanding of available loan programs, including FHA, VA, Conventional, ARM, and Jumbo loans. Collaborating with team members to share best practices and successfully structuring loans for fulfillment partners will be part of your daily tasks. This position is categorized as an office role, requiring you to work at a designated ZG corporate office for approximately 80 to 100 percent of your time each month. Employees must live within a reasonable commuting distance of their designated office, which is expected to be determined using personal judgment regarding time commitment and commuting costs.

Responsibilities

  • Originate mortgage loans
  • Answer and manage incoming calls from customers
  • Provide exceptional customer service through timely follow up and courteous professional correspondence
  • Establish and build relationships with customers and partners such as real estate agents
  • Analyze clients' needs to ensure compliance and maximum customer satisfaction
  • Consult with borrowers and guide them through the loan process from inquiry to close
  • Secure borrower financial/credit information and other proper documentation
  • Ensure successful completion of all assigned Mortgage Loan Officer Training and Licensing activities
  • Understand and comply with current requirements of applicable federal and state laws and regulations
  • Maintain in-depth knowledge of available loan programs including FHA, VA, Conventional, ARM, Jumbo, etc.
  • Successfully structure loans for fulfillment partners to underwrite, process, and fund
  • Collaborate with team members and share best practices
  • Perform other duties as assigned

Requirements

  • Active NMLS Loan Originator with multiple state licenses, or a Loan Originator working under a bank license
  • Successfully completed the 20-hr SAFE Pre-licensing Education and passed the SAFE Mortgage Loan Originator Test - National Component with Uniform State Content
  • 1+ years of mortgage sales experience
  • 2+ years of sales, call center, and customer service experience highly preferred
  • Associates or Bachelors degree preferred
  • Financial/business background preferred
  • Proficient in Microsoft products such as Outlook, Word, and Excel
  • Passionate about client relationships and consultative selling
  • Confident working in a phone sales environment
  • Highly motivated by a make what you earn environment with uncapped income potential
  • Competitive, energetic, and positive
  • A team player who thrives in a collaborative environment
  • Possess excellent time management and organization skills
  • Flexible and adaptable

Nice-to-haves

  • Experience in a fast-paced fintech environment
  • Knowledge of real estate market trends
  • Ability to work under pressure and meet deadlines

Benefits

  • Comprehensive medical, dental, vision, life, and disability coverages
  • Parental leave
  • Family benefits
  • Retirement contributions
  • Paid time off
  • Incentive compensation and equity awards
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