Premier Point Mortgage - Clark, NJ

posted 24 days ago

Full-time - Entry Level
Remote - Clark, NJ

About the position

The Mortgage Loan Officer position at Premier Point Mortgage involves guiding clients through the mortgage process, ensuring compliance with regulations, and enhancing customer satisfaction. The role focuses on loan origination, risk management, financial performance, and community engagement, while fostering a diverse and inclusive workplace.

Responsibilities

  • Evaluate loan applications and determine eligibility based on creditworthiness, income, and financial statements.
  • Guide clients through the loan application process and provide them with information on available loan options.
  • Collect and analyze financial data to assess the risk level of each loan application.
  • Collaborate with underwriters to ensure loans meet regulatory requirements and company policies.
  • Build and maintain relationships with clients, real estate agents, and other stakeholders in the mortgage industry.
  • Stay up-to-date with industry trends, regulations, and changes in lending practices.
  • Provide exceptional customer service throughout the loan process.

Requirements

  • Proven experience as a loan officer or similar role in the financial services industry.
  • In-depth knowledge of mortgage lending practices, regulations, and procedures.
  • Familiarity with loan origination software (e.g., Quicken) and 10-key typing skills.
  • Strong sales and negotiation skills to effectively communicate loan options to clients.
  • Excellent analytical and problem-solving abilities for credit analysis and underwriting purposes.
  • Ability to work independently and meet deadlines while maintaining accuracy and attention to detail.
  • Knowledge of TILA (Truth In Lending Act) regulations is preferred.
  • A bachelor's degree in finance, business administration, or a related field is a plus.

Nice-to-haves

  • Knowledge of TILA (Truth In Lending Act) regulations is preferred.
  • A bachelor's degree in finance, business administration, or a related field is a plus.

Benefits

  • Employee Assistance Program
  • Employee Discount
  • Opportunities For Advancement
Job Description Matching

Match and compare your resume to any job description

Start Matching
© 2024 Teal Labs, Inc
Privacy PolicyTerms of Service