This job is closed
We regret to inform you that the job you were interested in has been closed. Although this specific position is no longer available, we encourage you to continue exploring other opportunities on our job board.
CTBC Investments Company - Edison, NJ
posted 2 days ago
Full-time - Entry Level
Edison, NJ
Management of Companies and Enterprises
About the position
This position will primarily generate mortgage loan production through self-sourced channels. Actively solicit new business, develop, and maintain sources to achieve the assigned business objectives and financial performance.
Responsibilities
- Originate mortgage and related loan applications in an assigned area; develop long term referral relationships with realtors, builders, bankers, and other sources, in order to proactively solicit business and conduct sales-related activities, frequently outside of Bank locations, in order to meet specific loan volume origination goals.
- Identify cross-sell opportunities, including opportunities to refer customers to other sales representatives (Branch staff, Commercial Real Estate, Commercial and Industrial Lending, Cash Management, Financial Consultants) through proper customer profiling and needs-based selling.
- Receive loan applications, review application information, and obtain specific supporting documents needed/required based on loan investor guidelines, and submit properly completed loan application packages to processing and underwriting for approval.
- Successfully complete all mandatory training on related Bank and BSA compliance as well as other laws and regulations as assigned in a timely manner.
- Perform other duties as assigned.
Requirements
- 2+ years of external/outside retail mortgage loan origination experience with an emphasis on self-sourced business.
- Ability to establish referral partner relationships in the market (e.g., realtors, nonprofit organizations, builders, attorneys, financial advisors, or CPAs).
- Thorough knowledge of mortgage related products, procedures, and the government rules and regulations pertaining to them.
- Good verbal and written communication skills with the ability to explain programs, loan terms, features, policies and benefits to customers and business partners.
Benefits
- $36,000 annual incentive draw which is an advance on earned incentives (recovered from commission earned) plus uncapped commission with full benefits.
