Mortgage Loan Officer

$37,440 - $37,440/Yr

PNC - Annapolis, MD

Full-time - Entry Level

Annapolis, MD

Credit Intermediation and Related Activities

About the position

As a Mortgage Loan Officer at PNC, you will play a crucial role in delivering exceptional customer experiences by recommending loan solutions that align with lending guidelines and client needs. This position involves managing a portfolio of customer relationships, developing loan solutions, and collaborating with various stakeholders to facilitate mortgage transactions. The role is primarily based in Maryland and Delaware, requiring regular office and field presence, with some remote work possible at the manager's discretion.

Responsibilities

• Recommends loan solutions in accordance with lending guidelines and clients' requirements.
• Manages a portfolio of customer relationships and seeks prospective opportunities to retain and/or develop new clients.
• Responsible for sales calls and developing customer relationships.
• Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance.
• Manages customer pipeline for efficiency.
• Collaborates with internal and external stakeholders to complete mortgage transactions.
• Collects and analyzes customer financial information for multifaceted and/or complex borrowers.

Requirements

• Knowledge of banking products and mortgage solutions.
• Experience in client prospecting and managing customer relationships.
• Strong communication and financial analysis skills.
• Ability to manage risks associated with business objectives and activities.

Nice-to-haves

• Banking Products
• Client Prospecting
• Customer Relationships
• Customer Solutions
• Documentations
• Innovation
• Mortgages
• Sales

Benefits

• Medical/prescription drug coverage with Health Savings Account feature
• Dental and vision options
• Employee and spouse/child life insurance
• Short and long-term disability protection
• 401(k) with PNC match
• Pension and stock purchase plans
• Dependent care reimbursement account
• Back-up child/elder care
• Adoption, surrogacy, and doula reimbursement
• Educational assistance
• Robust wellness program with financial incentives
• Paid maternity and/or parental leave
• Up to 11 paid holidays each year
• 8 occasional absence days each year
• 15 to 25 vacation days each year depending on career level and years of service.