NVR - Dover, DE

posted 4 months ago

Full-time - Entry Level
Dover, DE
1-10 employees
Credit Intermediation and Related Activities

About the position

As a Loan Officer for NVR Mortgage, you will play a crucial role in assisting homebuying customers from Ryan Homes, NVHomes, and Heartland Homes. This position is designed for individuals who are bright, energetic, and customer-focused, dedicated to the success of their team. You will be responsible for guiding new home purchasers through the entire loan process, from the initial loan application to approval and settlement. This involves prequalifying prospective buyers, reviewing various financing options, and providing assistance to credit-challenged purchasers as needed. You will serve as the primary point of contact for homebuyers with NVR Mortgage throughout their home buying journey, ensuring a smooth and positive experience. Your role will require you to remain knowledgeable about all available loan programs offered by NVR Mortgage, as well as broker offerings, to effectively compete with other lenders and earn each customer's business. You will originate high-quality loan applications and submit them to the processing department along with all necessary supporting documentation. Maintaining regular contact with borrowers, brokers, NVR Mortgage staff, and NVR Homebuilding partners will be essential to answer questions regarding specific loans, share loan status updates, and build strong relationships. Additionally, you will develop and maintain strong partnerships with the NVR Homebuilding Sales team to support the monthly sales goals of each community. Educating sales team members on industry changes and new product offerings will also be part of your responsibilities. Providing excellent service to both the builder and homebuyer while meeting yearly performance goals is crucial for success in this role.

Responsibilities

  • Remain knowledgeable on all available loan programs offered by NVRM, as well as broker offerings, to compete with lenders to earn each customer's business
  • Originate high quality loan applications and submit to the processing department along with all supporting documentation
  • Positively impact the customer experience, while maintaining weekly contact with all borrowers, brokers, NVR Mortgage staff, and NVR Homebuilding partners to answer questions regarding specific loans, share loan status, and build relationships
  • Develop and maintain strong partnerships with the NVR Homebuilding Sales team to support the monthly sales goals of each community
  • Educate sales team members on industry changes and new product offerings
  • Provide excellent service to the builder and homebuyer while meeting yearly performance goals

Requirements

  • Must meet National and State licensing requirements
  • At least 2 years of professional experience in conventional and government loans
  • Strong knowledge of FNMA, FHA, and State housing loans
  • Strong selling, exemplary customer service, and vocational skills
  • Four-year degree preferred

Benefits

  • Competitive base salary
  • Excellent commission potential
  • Comprehensive benefits package
  • Professional development opportunities
  • Mentorship from experienced management team
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