Mortgage Loan Officer

$100,000 - $300,000/Yr

Modern Mortgage - Littleton, CO

Full-time - Mid Level

Remote - Littleton, CO

Credit Intermediation and Related Activities

About the position

The Mortgage Loan Officer at Modern Mortgage, LLC is responsible for guiding clients through the mortgage process, building and maintaining relationships with agent partners, and ensuring loans are originated in compliance with regulatory and company guidelines. This role emphasizes a consultative approach to mortgage advising, aiming to transform the client experience into a positive and empowering journey toward financial stability.

Responsibilities

• Build and maintain relationships with agent partners.
• Oversee all client interactions and guidance through the loan process.
• Complete income reviews and calculations and credit evaluations.
• Provide payment estimates and strategic scenarios to clients and agent partners.
• Provide loan structuring and problem solving to align loan parameters with client goals.
• Collaborate with processing team to ensure a smooth loan process.
• Ensure loans are originated and completed in accordance with all regulatory and company guidelines.
• Leverage provided systems and tools (internal systems and processes, CRM, LOS, Adobe, Microsoft Office suite).
• Monitor provided past client database for impactful refinance opportunities.
• Attend closings and execute thoughtful touches to elevate client and partner experience.
• Attend company and industry events.

Requirements

• MLO License
• 3+ years of loan officer experience
• Deep understanding of conventional, FHA, and VA loans and related guidelines
• Proven experience independently addressing and resolving problems promptly and efficiently
• Strong organizational and time management skills
• Excellent written and verbal communication and interpersonal abilities
• Ability to prioritize effectively and juggle multiple tasks simultaneously
• Experience handling sensitive and confidential information with discretion
• Expertise in Microsoft Office suite

Nice-to-haves

• Experience with Arive LOS and/or Jungo CRM
• Location in Colorado (Denver metro and Colorado Springs areas)
• Comfort with hybrid position, including in-person time requirement

Benefits

• Health insurance
• Dental insurance
• 401(k)
• Paid time off
• Vision insurance
• 401(k) matching
• Life insurance