Mortgage Loan Officer

$37,440 - $37,440/Yr

PNC - Lewes, DE

Full-time - Entry Level

Lewes, DE

Credit Intermediation and Related Activities

About the position

As a Mortgage Loan Officer at PNC, you will play a crucial role in delivering exceptional customer experiences by recommending loan solutions that align with lending guidelines and client needs. This position involves managing a portfolio of customer relationships, developing loan solutions, and collaborating with various stakeholders to facilitate mortgage transactions. The role is primarily based in Maryland and Delaware, with a mix of office and fieldwork, and some remote work options available at the manager's discretion.

Responsibilities

• Recommends loan solutions in accordance with lending guidelines and clients' requirements.
• Manages a portfolio of customer relationships and seeks prospective opportunities to retain and/or develop new clients.
• Responsible for sales calls and developing customer relationships.
• Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance.
• Manages customer pipeline for efficiency.
• Collaborates with internal and external stakeholders to complete mortgage transactions.
• Collects and analyzes customer financial information for multifaceted and/or complex borrowers.

Requirements

• Knowledge of banking products and mortgage solutions.
• Ability to manage customer relationships effectively.
• Strong sales skills and experience in client prospecting.
• Effective communication and financial analysis skills.
• Understanding of loan origination processes and mortgage products.

Nice-to-haves

• Experience with customer solutions and documentation processes.
• Innovation in sales tasks and activities.

Benefits

• Medical/prescription drug coverage with a Health Savings Account feature.
• Dental and vision options.
• Employee and spouse/child life insurance.
• Short and long-term disability protection.
• 401(k) with PNC match.
• Pension and stock purchase plans.
• Dependent care reimbursement account.
• Back-up child/elder care.
• Adoption, surrogacy, and doula reimbursement.
• Educational assistance, including select programs fully paid.
• Robust wellness program with financial incentives.
• Paid maternity and/or parental leave.
• Up to 11 paid holidays each year.
• 8 occasional absence days each year.
• Between 15 to 25 vacation days each year, depending on career level and years of service.