Swift Home Loans - Birmingham, MI
posted 4 months ago
As a Mortgage Loan Officer at our Birmingham, MI location, you will play a crucial role in evaluating loan applications and determining the creditworthiness of applicants. You will conduct thorough financial analyses to assess the risk associated with each loan application, ensuring that we maintain our reputation as Michigan's #1 Brokerage and America's #1 Refinance Brokerage operating through UWM. Your responsibilities will include negotiating loan terms and conditions with clients to ensure mutually beneficial agreements, as well as collaborating with clients to gather necessary financial documents and information for loan processing. Utilizing loan origination software, such as Quicken, you will streamline the application and approval process, performing credit analyses to assess the likelihood of repayment and adherence to TILA regulations. Maintaining accurate records of loan applications, approvals, and denials is essential, as is collaborating with underwriters and other team members to ensure smooth loan processing. Staying up-to-date with industry trends, regulations, and best practices in loan origination will be key to your success in this role. Our culture is vibrant and fun, and we offer strong opportunities for success and growth. It’s not just about where you are; it’s about who you’re with. Join us to see what all the hype is about!