Mortgage Loan Officer

Lending Force - Southfield, MI

Full-time - Entry Level

Southfield, MI

About the position

The Mortgage Loan Officer at Lending Force plays a crucial role in guiding clients through the mortgage application process, providing tailored mortgage solutions, and ensuring compliance with regulations. This position emphasizes exceptional customer service and collaboration with underwriters and processors to facilitate smooth loan approvals. The ideal candidate will thrive in a dynamic environment and contribute to making homeownership accessible to a diverse clientele.

Responsibilities

• Engage with clients to understand their financial dreams and aspirations.
• Provide tailored mortgage solutions that fit clients' unique needs.
• Guide clients through the mortgage application process, ensuring accuracy and completeness.
• Collect and verify essential financial documents.
• Collaborate with underwriters and processors to expedite loan approvals.
• Keep clients updated throughout the loan process and celebrate milestones with them.
• Address all client questions and concerns, delivering exceptional service.
• Stay informed on mortgage regulations and ensure compliance with federal, state, and company standards.
• Monitor market trends, interest rates, and competitor products to offer competitive mortgage solutions.

Requirements

• Proven experience as a Mortgage Loan Officer or in a similar role in the mortgage industry.
• In-depth understanding of mortgage products, loan origination, and underwriting processes.
• Knowledge of federal and state mortgage regulations.
• Excellent communication, interpersonal, and customer service skills.
• Ability to work independently and thrive in a high-energy team environment.
• Sharp analytical and problem-solving skills.
• Proficiency in mortgage software, Salesforce, and Microsoft Office Suite.
• Valid Mortgage Loan Originator (MLO) license through the Nationwide Multistate Licensing System (NMLS).

Benefits

• Health, Dental, and Vision Coverage
• 401k Matching Program
• Fun, Collaborative Culture
• Room for Growth
• Amazing New HQ Facility with onsite amenities
• Generous Paid Time Off (120 hours annually)
• Exclusive Discounts on various services
• Employee Referral Bonus of $1,000
• Abundant Quality Leads provided
• Flexible Loan Options for diverse clientele
• Dedicated Processing Team for quicker loan processing