Mortgage Loan Originator

University of Virginia - Harrisonburg, VA

Part-time - Mid Level

Harrisonburg, VA

Educational Services

About the position

The Mortgage Loan Originator (MLO) at UVA Community Credit Union is responsible for meeting the financing needs of home buyers in the community by providing service-oriented solutions. This role focuses on generating new mortgage loan business, qualifying applicants for appropriate products, and building long-lasting professional relationships with Realtors and other referral sources. The MLO will work from the Harrisonburg Loan Production Office and serve various areas, ensuring a positive client experience from application to closing.

Responsibilities

• Generate a steady application flow through business development activities in the markets served while managing a robust pipeline of applications
• Create a positive client experience for applicants from point of application to closing
• Fully understand product choices and clearly convey relevant options to the client to ensure best possible fit
• Pre-position requirements for underwriting and closing, and work cooperatively with clients, our Loan Officer Assistant (LOA), and processing to obtain needed documentation and information
• Stay up to date with compliance requirements and changes
• Engage in business development activities both inside and outside of the credit union branch

Requirements

• 2-5 years of experience working as a Mortgage Loan Officer and/or in a sales environment such as builder home sales, car sales or insurance or real estate sales
• Virginia Mortgage Lending License preferred
• Possess a solid understanding of major conventional and government loan programs
• Clearly understand guidelines and regulatory requirements related to mortgage lending
• Excellent communication and organizational skills

Nice-to-haves

• Bilingual language skills preferred

Benefits

• Health insurance
• Dental insurance
• Vision insurance
• 10% company Retirement Plan Contribution after the first year of employment
• Life Insurance
• Long-Term Disability
• Health & Wellness Spending Account
• Tuition Reimbursement
• Employee Loan Discounts
• Paid Time Off starting with 18 days accrual annually
• 13 company paid holidays
• Family Forming Leave
• Volunteer Time Off