AmeriHome Mortgage - Dallas, TX
posted 18 days ago
About the position
The Mortgage Quality Assurance Analyst is responsible for the in-line review of loans in the RL process, which covers loans from file delivery through purchase decision. The candidate must possess a thorough working knowledge of residential lending programs and practices and demonstrate the ability to partner with each of the mortgage operations teams to ensure that loans are reviewed accurately and identified issues are remediated promptly. The individual will be expected to minimize risk by maintaining a high level of regulatory and procedural compliance. The successful candidate must also be highly self-motivated, entrepreneurial, organized, and passionate about growing a business in a team environment.
Responsibilities
- Perform daily in-line quality assurance reviews on a selection of loans as they move through each stage of the process - from file delivery through purchase decision - to ensure compliance with regulatory requirements and company credit and operational guidelines.
- Analyze data and produce scheduled ILQA reports on findings and metrics and assist with recommendations as to appropriate corrective action or gap-related solutions.
- Identify any suspected fraudulent activity occurring with any stakeholder and escalate issues to the appropriate management when necessary as well as escalate to management all unresolved issues, where appropriate.
- Meet with operations managers every month to review findings and promote issue remediation and quality improvement.
- Keep abreast of all company policies and procedures as well as federal and state regulatory changes and update the ILQA checklist to address emerging items for compliance.
- Ensure data integrity in the loan origination system.
- Work on special projects as needed.
Requirements
- Bachelor's Degree or equivalent experience
- 3+ years of residential mortgage lending experience with broad knowledge of lending regulations and credit/collateral analysis practices
- Knowledge of investor/insurer guidelines, including FHLMC, FNMA, FHA, VA, and USDA
- Strong written and verbal communication skills
- Must be able to adapt well to a fast-paced and constantly changing business environment
- Must be self-motivated
- Comfortable with new technology systems and a paperless environment
- Demonstrated ability to work in a team-oriented environment
- Demonstrated ability to provide good customer service
Benefits
- Competitive salaries
- Ownership stake in the company
- Medical and dental insurance
- Time off
- Great 401k matching program
- Tuition assistance program
- Employee volunteer program
- Wellness program
