Mortgage Securitization SME / BA

Visionary Innovative Technology Solutions - Pittsburgh, PA

Full-time

Pittsburgh, PA

Professional, Scientific, and Technical Services

About the position

We are seeking a highly experienced Mortgage Securitization Subject Matter Expert (SME) / Business Analyst with a consulting mindset. The ideal candidate will have over 10 years of strong background in business analysis within the Securitization space in banking and financial services, with a deep understanding of products such as ABS, MBS, RMBS, CMBS, Agency, or CLO/CDOs. This role involves analyzing business processes, identifying areas for improvement, and working closely with stakeholders to implement effective IT solutions, as well as providing expert guidance on complex Securitization transactions, developing innovative solutions, and ensuring compliance with regulatory standards.

Responsibilities

• Deep expertise & understanding of mortgage products and securitization products such as ABS, RMBS, CMBS, Agency, or CLO/CDOs and associated processes within their life end to end cycle.
• Specialize in the entire loan life cycle, value stream and business processes from lead/prospect management, loan originations, documentations, credit analysis, decisioning, loan fulfilment, loan servicing/management, collections, closure, post closure review, reporting.
• Knowledge of financial & cash flow modelling, investor & regulatory reporting will be an added advantage.
• Strong understanding of Capital market products & functional landscape and more specifically understanding of bond market structure is critical.
• Build and maintain strong relationships with clients, providing expert advice and customized financial solutions.
• Stay updated on market trends and competitive landscape to identify new business opportunities.

Requirements

• Over 10+ years of experience in mortgage and securitization products, or a related field.
• Experience in Agile environment, using Agile principles to facilitate the planning of product development and implementation, creating user stories and acceptance criteria, and prioritizing them based on business value in the product backlog.
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Proficiency in business analysis tools and techniques.
• Experience with data analysis; knowledge of SQL is required.
• Knowledge of banking and financial services processes, compliance and regulations.
• Familiarity with IT systems and software development lifecycle (SDLC).
• Experience in APIfication, understanding interfaces, touchpoints, data flows, request and response.
• Strong customer service orientation and relationship-building skills.

Nice-to-haves

• Demonstrated leadership abilities and experience in mentoring junior staff.
• Ability to develop creative and effective lending solutions.
• Strong attention to detail and accuracy in financial assessments.
• Understanding of IT infrastructure, databases, and software applications used in BFSI.
• Ability to adapt to changing business environments and manage multiple priorities.
• Proven ability to work effectively in cross-functional teams.