Citigroup - Lake Forest, CA

posted 5 months ago

Full-time - Entry Level
Lake Forest, CA
Credit Intermediation and Related Activities

About the position

The Personal Banker SAFE Act position at the Lake Forest Branch is an entry-level role focused on assisting in the execution of sales, products, and service activities in collaboration with the customer service team. The primary objective of this role is to foster strong relationships with customers, thereby building loyalty and enhancing sales to individual consumer clients. This position requires a proactive approach to customer engagement, ensuring that clients receive exceptional service while also identifying opportunities for cross-selling relevant products and services. In this role, the Personal Banker will work with business credit requests under $250K, recognizing and referring larger lending opportunities as necessary. The banker will also be responsible for building referral business opportunities through Centers of Influence (COIs) and the Member Get Member (MGM) Program. Additionally, the banker will assist in developing strategies to grow the small business client base and implement sales plans targeting Book of Business customers. The Personal Banker will engage in client services through outbound and inbound calls, aiming to acquire new relationships and deepen existing ones. This involves delivering a remarkable client experience while effectively cross-selling products and services. The banker will also provide coaching and guidance to Tellers and other branch staff regarding products and special programs, ensuring that client needs are identified and appropriate referrals are made. Compliance with Citibank policies, standards, and procedures is crucial in this role. The Personal Banker must assess risks associated with business decisions, demonstrating a commitment to the firm's reputation and safeguarding Citigroup, its clients, and assets. This includes adhering to applicable laws, rules, and regulations, applying sound ethical judgment, and managing control issues with transparency.

Responsibilities

  • Work with business credit requests less than $250K, recognize/refer larger lending opportunities and cross sell treasury and related small business products
  • Build referral business opportunities through Centers of Influence (COIs) and the Member Get Member (MGM) Program
  • Assist in strategies to grow the small business client and implement appropriate sales plans to target Book of Business customers
  • Deliver client services/outbound calls/inbound calls to acquire new relationships and deepen existing relationships through the cross-sell of relevant products and services while delivering remarkable client experience
  • Provide Tellers and other branch staff with coaching and guidance on products and special programs, identifying client needs, and providing appropriate referrals
  • Recognize transaction needs of clients, educate clients on all service and digital channels and leverage technology/marketing tools available to uncover opportunities, and present product offers/financial solutions
  • Understand and comply with Citibank policies, standards and procedures
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations.

Requirements

  • 0-2 years of relevant experience
  • Previous banking, retail, or sales experience preferred
  • Knowledge of Smart Banking tools and technologies
  • NMLS registration; Safe Act compliant
  • Consistently demonstrates clear and concise written and verbal communication skills
  • Bachelor's Degree/University degree or equivalent experience

Benefits

  • Medical, dental & vision coverage
  • 401(k)
  • Life, accident, and disability insurance
  • Wellness programs
  • Paid time off packages including planned time off (vacation), unplanned time off (sick leave), and paid holidays
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