Personal Lines Inside Underwriter

Arthur J. Gallagher - Fair Lawn, NJ

Full-time - Entry Level

Fair Lawn, NJ

Insurance Carriers and Related Activities

About the position

At Risk Placement Services, we are seeking a Personal Lines Inside Underwriter who will play a crucial role in underwriting individual insurance applications for property and casualty coverage. This position involves evaluating insurance applications based on established guidelines to determine whether to accept, modify, or decline risks. The successful candidate will assess various factors, including the property's value, location, usage, safety features, and other pertinent information to make informed underwriting decisions. The Personal Lines Inside Underwriter will maintain frequent contact with field representatives to gather necessary information that supports and defends underwriting decisions. This role does not have any assigned production goals, allowing the underwriter to focus on thorough evaluations and risk assessments. Additionally, the underwriter may provide support to the Senior Underwriter in managing and servicing accounts, contributing to the overall efficiency and effectiveness of the underwriting team. We are looking for a detail-oriented individual with strong analytical skills and excellent communication and interpersonal abilities. This position offers an exciting opportunity to work in a collaborative environment where creativity and problem-solving are encouraged. Join us and unleash your potential in a role that is both challenging and rewarding.

Responsibilities

• Underwrite individual insurance applications for property and casualty coverage.
• Evaluate insurance applications to determine whether to accept, modify, or decline risks.
• Assess the property's value, location, usage, safety features, and other relevant information.
• Maintain frequent contact with field representatives to gather information for underwriting decisions.
• Support the Senior Underwriter in servicing and managing accounts.

Requirements

• Bachelor's degree required.
• 2 years of related experience required.
• Working knowledge of Microsoft Windows applications and Microsoft Office.

Nice-to-haves

• Detail-oriented behavior.
• Strong analytical skills.
• Good communication and interpersonal skills.

Benefits

• Medical/dental/vision plans starting from day one.
• Life and accident insurance.
• 401(K) and Roth options.
• Tax-advantaged accounts (HSA, FSA).
• Educational expense reimbursement.
• Paid parental leave.
• Digital mental health services (Talkspace).
• Flexible work hours (availability varies by office and job function).
• Training programs.
• Gallagher Thrive program for health and wellness.
• Charitable matching gift program.