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Zions Bancorporation - Ames, IA
posted 3 days ago
About the position
Zions Agricultural Finance (ZAF), a division of Zions Bank, is one of the top originators and servicers of agricultural land loans throughout the United States. The division was formed in 1997 and has continued to grow over the years with over a $2 billion loan portfolio currently being serviced. Our Loan Specialists have become credit analysts, lending officers, and underwriters. If you are looking for a start in banking, a switch in your career path, potential career advancement, benefits starting on day one, 12 bank holidays, profit sharing, company-matched 401(k) contributions, and want to work with great people we are the place for you. You bring the talent; we bring the opportunity!
Responsibilities
- Making and receiving loan collection calls
- Working with seller banks and correspondents regarding delinquent loans
- Sending, receiving, and filing delinquency reports
- Developing and obtaining approval of delinquency plans
- Communicating and submitting monthly/quarterly reporting to Investor Funding Sources
- Working with attorneys regarding bankruptcy, foreclosure, and REO
- Tracking and documenting collection expenses
- Issuing delinquent loan payoff requests
- Working with seller banks and correspondents regarding servicing requests such as partial releases, subordinations, easements, and RLOC resets
- Gathering appropriate information and completing analysis to support servicing requests
- Submitting appropriate documentation and analysis to Funding Sources for approval
- Ensuring file documentation supports all servicing/collection activity
- Monitoring and making recommendations regarding insurance and taxes
- Establishing and maintaining good relationships with Funding Sources, underwriters, and staff
- Reviewing, analyzing, evaluating, and preparing periodic reports for management
- Assisting in the creation and maintenance of credit-related policies, processes, and procedures
- Developing resolutions to complex problems that require the frequent use of creativity
Requirements
- College degree or equivalent
- 6+ years of credit, credit administration within an agricultural or commercial loan environment or other directly related experience
- Strong attention to detail, organizational and problem-solving skills
- Ability to meet deadlines
- Self-starter with the ability to work with little or no supervision
- Advanced written and verbal communication skills
- Tact, diplomacy, and good judgment required at all times
- Proven customer service skills and effective team skills
- Advanced computer skills, including Microsoft Office products and other industry-specific applications
Benefits
- Medical, Dental and Vision Insurance - START DAY ONE!
- Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
- Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
- Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
- 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
- Mental health benefits including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
- Employee Ambassador preferred banking products
