Portfolio Manager-C&I

Raymond James - Villanova, PA

Full-time - Mid Level

Villanova, PA

Securities, Commodity Contracts, and Other Financial Investments and Related Activities

About the position

The Commercial and Industrial (C&I) Portfolio Manager at TriState Capital Bank plays a crucial role in supporting relationship managers by underwriting credit requests and managing loan portfolios. This position ensures high credit quality and allows relationship managers to focus on generating new business opportunities. The role involves detailed financial analysis, compliance monitoring, and preparation of credit documentation for senior management review.

Responsibilities

• Underwrites requests for credit extensions to new and existing clients
• Performs detailed financial analysis primarily for Commercial & Industrial lending opportunities
• Prepares Credit Approval Requests (CAR), modifications, covenant waivers/amendments, and periodic reviews for presentation to Senior Loan Committee
• Manages and monitors assigned portfolio for borrower credit trends, accurate and timely risk ratings, required financial reporting, covenant compliance, borrowing base availability, payment delinquencies, and overdrafts
• Ensures compliance with the Bank's credit policies and procedures, identifying exceptions for approval when they occur
• Ensures the initial set-up of credit facilities on Baker Hill and other internal systems is consistent with loan document reporting requirements
• Prepares periodic financial reviews where required
• Ensures the timely spreading of interim and annual financial statements provided by clients
• Accompanies the relationship manager on prospect/client calls when appropriate

Requirements

• Bachelor's Degree in Accounting, Finance, or related field; MBA preferred
• Minimum 10 years of credit analysis and underwriting experience
• Demonstrated knowledge of accounting theory and its practical application in the credit underwriting process
• Proficient in various spreadsheet applications, including the use of graphs, charts, and Moody's financial analysis software
• Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry, competition, and projections
• Excellent organizational skills, attention to detail, and the ability to work in a fast-paced environment and complete assignments in a timely manner with minimal direction
• Strong written and verbal communication skills
• Strong presentation skills
• Ability to work independently and within a team