Disability Solutions - Miami, FL

posted 4 months ago

Full-time - Senior
Miami, FL
Administrative and Support Services

About the position

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities, and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! The Portfolio Manager works with complex High Net Worth Investors to create customized investment strategies. This role is responsible for understanding strategic investment objectives, spending policy needs, and unique client/prospect goals to provide guidance and develop, implement, and manage investments. Portfolio Managers (PMs) can manage customized client portfolios on a fully discretionary basis and, where applicable, provide advisory services and single-mandate strategies. They manage individual securities (stocks, bonds, REITs, MLPs, etc.), SMAs, alternative investments, and Specialty Assets (i.e., Timber, Farm, Oil and Gas), in addition to monitoring the portfolios and rebalancing to ensure alignment of asset allocation with the client's investment objectives and risk tolerances. Usually, PMs manage the firm's most complex and sophisticated relationships. The Portfolio Manager is the investment quarterback of the client relationship and is responsible for evaluating, designing, and overseeing all aspects of the portfolio construction, including manager selection. They oversee the completion of the investment policy statement and act as a technical/industry expert in managing complex individual and family client relationships for clients who desire a sophisticated investment program, including manager selection, type of vehicle, including traditional, alternative, and derivative solutions. PMs support PC teams in effectively communicating to prospects our business culture, investment philosophy, and range of investment and non-investment solutions that are relevant to the prospect and existing clients. They develop and recommend strategies to achieve the investment goals of clients, meet with clients to review investment performance, and forecast market changes based on economic and industry analysis, including objectives and asset allocation models, ensuring current allocations are appropriate. Additionally, PMs conduct all aspects involved with managing portfolios, including executing all trades, maintaining investment action plans, monitoring and addressing overdrafts, conducting Reg. 9 investment reviews, and documenting account activities and client interaction. They support revenue growth of the market by meeting individual investment management, credit, and deposit goals and may be responsible for developing and marketing specialized asset allocation products and services. Supervising, mentoring, and coaching more junior staff is also part of their responsibilities.

Responsibilities

  • Work with complex High Net Worth Investors to create customized investment strategies.
  • Understand strategic investment objectives, spending policy needs, and unique client/prospect goals to provide guidance and develop, implement, and manage investments.
  • Manage customized client portfolios on a fully discretionary basis and provide advisory services and single-mandate strategies where applicable.
  • Manage individual securities, SMAs, alternative investments, and Specialty Assets, monitoring portfolios and rebalancing to ensure alignment with investment objectives and risk tolerances.
  • Evaluate, design, and oversee all aspects of portfolio construction, including manager selection.
  • Oversee completion of investment policy statements.
  • Act as a technical/industry expert in managing complex individual and family client relationships.
  • Support PC teams in effectively communicating business culture, investment philosophy, and relevant solutions to prospects and existing clients.
  • Develop and recommend strategies to achieve clients' investment goals.
  • Meet with clients to review investment performance and forecast market changes based on economic and industry analysis.
  • Conduct all aspects involved with managing portfolios, including executing trades and maintaining investment action plans.
  • Support revenue growth by meeting individual investment management, credit, and deposit goals.
  • Supervise, mentor, and coach more junior staff.

Requirements

  • A minimum of 10-15 years of investment decision making and financial consulting experience working with high net worth clients and ultra-high net worth clients.
  • Experience in positions of increasing responsibility with an established financial services firm, preferably in wealth management, private banking, or trust fields.
  • Knowledge of fiduciary and financial products and services acquired through extensive related work experience.
  • Broad-based technical knowledge of investments, tax, legal, and operations necessary to service clients.
  • Knowledge of fiduciary standards, principles, and applicable laws and regulations, usually acquired through training, seminars, or law school.
  • Skills and experience in negotiating, delegating, leadership, superior client service, and relationship management.

Nice-to-haves

  • Undergraduate degree in Finance, Accounting, Economics, or equivalent financial services/business experience preferred.
  • Hold appropriate credentials such as CPA, CFP, and/or CFA designation.
  • A graduate degree such as MBA or JD preferred.

Benefits

  • Competitive benefits to support physical, emotional, and financial well-being.
  • Opportunities to learn, grow, and make an impact.
  • Flexible working arrangements depending on the role.
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