Product Owner/ Business Analyst Commercial Lending

Dataeconomy - Johnston, RI

Full-time - Mid Level

Johnston, RI

Professional, Scientific, and Technical Services

About the position

The Product Owner/Business Analyst for Commercial Lending at DataEconomy is responsible for defining, managing, and delivering technology solutions that enhance commercial lending operations. This role requires a blend of analytical skills, domain expertise in lending products, and the ability to collaborate with stakeholders to ensure impactful solutions are delivered. The ideal candidate will prioritize product features, gather business requirements, and ensure compliance with regulatory standards while working in an agile environment.

Responsibilities

• Define and prioritize product features, user stories, and acceptance criteria for commercial lending applications.
• Own the product roadmap and ensure alignment with business objectives.
• Serve as the primary point of contact for development teams, providing guidance for successful product delivery.
• Collaborate with commercial lending teams to gather, analyze, and document business requirements.
• Map out end-to-end processes for commercial lending products, identifying areas for improvement.
• Create use cases, process flows, and system diagrams to illustrate business needs.
• Act as a bridge between business stakeholders and technical teams, translating requirements into specifications.
• Conduct regular meetings with stakeholders to communicate project status and gather feedback.
• Facilitate workshops to understand complex lending requirements.
• Participate in agile ceremonies such as sprint planning and retrospectives.
• Prioritize and manage the product backlog to align with sprint goals.
• Conduct data analysis on loan processes to identify bottlenecks and opportunities for improvement.
• Support data integration initiatives between various lending systems.
• Ensure product features meet regulatory and compliance requirements specific to commercial lending.

Requirements

• Bachelor's degree in Business, Finance, Computer Science, or a related field.
• 5+ years in a Product Owner, Business Analyst, or similar role, with at least 2+ years in commercial lending.
• In-depth understanding of the commercial lending lifecycle, including loan origination and servicing.
• Familiarity with key commercial lending products such as term loans and credit lines.
• Strong knowledge of banking regulations and compliance in lending.

Nice-to-haves

• Certified Scrum Product Owner (CSPO) or Certified Business Analysis Professional (CBAP).
• Knowledge of commercial lending platforms like nCino or Loan IQ.

Benefits

• Competitive compensation and benefits package.
• Opportunities for professional growth and development.
• Collaborative work environment with a focus on impactful solutions.