Product Specialist- ATM Switching & Debit Cards

About the position

The role will be responsible for creating a roadmap for applications that are robust and futuristic solutions for the ATM Switch and Cards & Payment domain. This includes handling the Solution Architecture designing and delivery for the ATM Switch, Cards, and Payment domain. The position involves developing solutions, stakeholder management, vendor and financial management, developing project costs, and delivering the developed solutions. The candidate must identify and manage risks, including developing contingency plans to mitigate potential issues. Knowledge of card issuing and transaction acquiring processing and standards, as well as ISO8583 messaging standard protocols, is essential. The role requires hands-on experience with VISA, MasterCard Card, UPI, and other national card schemes Issuing & Acquiring, Scheme compliance requirements. The candidate will design and develop high-volume, low-latency applications for mission-critical systems and ensure high availability and performance. They will contribute to all phases of the development lifecycle, including design, development, testing, and deployment, while writing well-designed, efficient code using best software development practices. The candidate must ensure that projects/solutions are delivered within the scope and budget, and as per industry standards.

Responsibilities

• Create a roadmap for ATM Switch and Cards & Payment domain applications.
• Handle Solution Architecture designing and delivery.
• Develop solutions and manage stakeholders, vendors, and finances.
• Identify and manage risks with contingency plans.
• Design and develop high-volume, low-latency applications.
• Contribute to all phases of the development lifecycle.
• Write efficient code following best practices.
• Ensure designs follow specifications and prepare software releases.
• Enhance standards and improve code quality.
• Deliver projects within scope and budget.

Requirements

• Proven hands-on experience in Java development (Java 8/11/17/21, Spring framework, Hibernate/JPA).
• Experience with building and consuming RESTful APIs.
• Experience with Linux OS and Shell Scripting.
• Solid understanding of microservices architecture.
• Familiarity with relational databases (PostgreSQL).
• Proficient understanding of code versioning tools (Git).
• Experience with Agile methodologies and CI/CD pipelines.
• Excellent analytical and problem-solving skills.
• Good communication skills and ability to work in a team.
• Knowledge of HSM protocols, encryption keys, and cryptography.
• Familiarity with EMV technologies, PCI DSS, and PA DSS standards.

Nice-to-haves

• Experience in banking or financial services industry.
• Working experience in Cloud and Digital transformation projects.
• Good knowledge of open banking.
• Ability to perform requirement reviews, impact analysis, and cost estimation.
• Strong influencing, conflict resolution, and negotiation skills.

Benefits

• Competitive salary and benefits for mental, physical, financial, and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance.
• Time-off including annual leave, parental/maternity leave, sabbatical, and volunteering leave.
• Flexible working options based around home and office locations.
• Proactive wellbeing support through digital platforms.
• Continuous learning culture with opportunities to reskill and upskill.
• Inclusive and values-driven organization that celebrates diversity.