Property Adjuster II

Erie Insurance - Washburn, WI

Full-time - Mid Level

Washburn, WI

5,001-10,000 employees

Insurance Carriers and Related Activities

About the position

As a Property Adjuster II at Erie Insurance Group, you will exercise independent discretion and judgment in handling all types of property claims. This role requires you to conduct thorough investigations, interviews, and inspections of damages, often necessitating travel to the site of damage within your assigned territory. You will be responsible for preparing estimates, making recommendations, and addressing coverage questions and litigation matters. Your expertise will be crucial in setting and maintaining reserves, reviewing reports, directing experts, determining coverage and claim value, and negotiating claims with plaintiff attorneys when necessary. In addition to managing claims, you will document claim files meticulously and submit reports for closure. Recognizing subrogation situations and initiating appropriate actions will also be part of your responsibilities. You will service your assigned territory and ensure that all claims are brought to a satisfactory conclusion. Interaction with agents and district sales managers on matters of mutual concern will be essential, as will assisting the claims supervisor or acting on their behalf, including representing the company at legal proceedings when required. Continuous professional development is encouraged, and you will be expected to complete industry-related training programs to stay informed on policy changes, interpretations, or new legislation. Additionally, you may assist in training new claims adjusters and participate on the Catastrophe Team when required. This position is vital to maintaining the high standards of service that Erie Insurance is known for, and it offers a unique opportunity to work within a diverse and inclusive team.

Responsibilities

• Conduct investigations, interviews, and inspect damage at the site within assigned territory.
• Prepare estimates, make recommendations, and handle coverage questions and litigation.
• Set and maintain reserves, review reports, direct experts, determine coverage and claim value, and negotiate claims with plaintiff attorneys.
• Document claim files and submit reports for closure.
• Recognize subrogation situations and initiate appropriate actions.
• Service assigned territory and bring assigned claims to conclusion.
• Interact with agents and district sales managers on matters of mutual concern.
• Assist claims supervisor or act on their behalf, including representing the company at legal proceedings.
• Complete industry-related training programs and continue to attend training programs to remain informed on policy changes, interpretation, or new legislation.
• Assist in training of new claims adjusters.
• Participate on Catastrophe Team when required.

Requirements

• High School Diploma or GED and five years of claims handling experience, or equivalent required; or Bachelor's Degree and two years of claims handling experience, or equivalent required.
• Must live in the assigned territory unless a change is approved by the company.
• Willingness to obtain and maintain any required licenses.
• Successful completion of Associate in Claims (AIC) program preferred.
• Valid driver's license and good driving record required.

Nice-to-haves

• Experience in handling property claims in a diverse range of scenarios.
• Familiarity with legal proceedings related to claims management.

Benefits

• Premier health, prescription, dental, and vision benefits for you and your dependents, starting on your first day of work.
• Low contributions to medical and prescription premiums, with the company covering up to 97% of employees' monthly premium costs.
• Traditional pension plan with vesting after five years of service.
• 401(k) with up to 4% contribution match in addition to the pension.
• Paid time off including vacation, personal days, sick days, bereavement days, and parental leave.
• Career development opportunities including tuition reimbursement for higher education and industry designations.
• Company-paid basic life insurance, short- and long-term disability insurance, and orthodontic coverage for children and adults.
• Adoption assistance and fertility coverage.
• Well-being programs and paid volunteer hours for community service.
• Dollar-for-dollar matching of charitable gifts each year.