JPMorgan Chase - Wilmington, DE
posted 18 days ago
Full-time - Senior
Wilmington, DE
Credit Intermediation and Related Activities
About the position
As a Quant Analytics Vice President in the Card Finance Investment Analytics team, you will drive key business decisions by partnering with the Card Marketing Growth and Innovation (MG&I) team and the Card Acquisitions Risk organization. This role focuses on the financial management and investment valuation of critical programs such as Credit Card Balance Transfer and Credit Line Management, which are essential for the growth of the business while adhering to the firm's risk/return framework. You will also support pricing actions that influence the decision engine for Card Acquisitions, contributing to the overall growth of the Card portfolio.
Responsibilities
- Lead a global team of approximately 8 in analyzing, measuring, and optimizing lending investments, pricing, and credit risk decisions.
- Create data-driven insights to advise senior stakeholders on profitable investment decisions contributing to revenue and balance growth for the Card portfolio.
- Fully own the end-to-end investment modeling and financial valuations, collaborating with multiple stakeholders across Lending, Pricing, Risk, Analytics, Treasury, and Finance.
- Participate in the business planning and forecasting process, as well as regulatory stress testing cycles in partnership with the broader Card Finance community.
- Prepare and provide monthly management updates on Balance Transfer, Credit Line, and Pricing strategy performance, monitoring for key opportunities and risks.
- Evaluate performance and profitability of lending and pricing programs along with credit risk decisions to influence new offers and strategies.
- Identify opportunities to reengineer and improve existing investment modeling processes to reduce cycle time and improve accuracy.
- Maintain model governance in adherence to firmwide governance purposes, including periodic updates to model documentation and ongoing performance assessment.
Requirements
- Bachelor's degree in Finance, Economics, Mathematics, or a related discipline.
- 7+ years of progressive experience in financial analysis or decision science, including leading a team.
- Strong analytical and problem-solving skills with the ability to analyze large data sets and present conclusions concisely.
- Experience in interacting and communicating recommendations to senior business leaders.
- Excellent verbal and written communication skills, with the ability to influence senior management.
- Possess strong intellectual drive in understanding how different parts of the business and the competitive landscape impact investment strategies.
- Proactive in understanding unique needs of each business and/or program and challenging the status quo.
- Strong proficiency in Excel, PowerPoint, and investment modeling (e.g., NPV, ROI).
- Proficiency with modern analytics tools (e.g., Alteryx, Python, SAS, SQL, Tableau).
Nice-to-haves
- Advanced degree in Finance, Business Management, or Strategy.
- Exposure to the Credit Card industry.
Benefits
- Comprehensive health care coverage
- On-site health and wellness centers
- Retirement savings plan
- Backup childcare
- Tuition reimbursement
- Mental health support
- Financial coaching
