Oklahoma's Credit Union - Oklahoma City, OK
posted 2 days ago
About the position
Oklahoma's Credit Union has been happy to help Oklahomans for over 60 years. From the beginning, OKCU has sought to keep people economically independent by helping them learn to save and borrow responsibly. We have over half of a billion dollars in assets and employ over 135 people. OKCU offers branch access at over 91 locations across Oklahoma and over 5,000 locations nationwide. We serve over 46,000 people who enjoy benefits such as low or no fees on services, higher rates on deposits, and low rates on home or auto loans. At OKCU, we are happy to guide you through a comprehensive training program to find a career path that works for you. Experience a robust benefits package and have a little fun along the way.
Responsibilities
- Provide outstanding member service and contribute to overall team effort.
- Fully understand and actively assist members in using credit union products and services.
- Originate investment quality mortgage loans (FHA, VA, conventional, non-conforming) by selling mortgage lending products and services to the realtor and home builder communities.
- Interview members to obtain all personal and financial data needed to complete loan and/or membership applications.
- Analyze member applications, financial status, credit, and property evaluations to determine feasibility of granting loan; approve or submit application for verification and recommendation.
- Ensure loan agreements are complete and accurate according to policy and requirements in regulations, i.e., FHA Title I and II, or secondary market purchases.
- Counsel members on financial issues when appropriate.
- Disburse loans and complete documentation accurately and efficiently.
- Track applications approved, booked, or denied; actively follow up on pending applications.
- Meet individual goals as assigned and work to meet branch and credit union goals.
- Meet NMLS licensing requirements and maintain NMLS registration.
- Ensure confidentiality regarding member transactions and information.
- Ensure compliance with all credit union policies and procedures.
Requirements
- Bachelor's degree in a related field.
- Two years of experience in a similar position.
- Or a combination of four years of college level education and experience in a similar position.
- State Mortgage Broker License preferred.
- Multi-lingual capabilities to include Spanish are a plus.
Benefits
- 401(k) contribution match of up to 3%, plus additional profit-sharing match of 3%
- Volunteer opportunities to serve the community
- Gym membership reimbursement
- Comprehensive training opportunities
- And much more
