Regions Financial - Atlanta, GA

posted 6 months ago

Full-time - Mid Level
Atlanta, GA
1,001-5,000 employees
Credit Intermediation and Related Activities

About the position

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system. Job Description: At Regions, the Regions Business Capital Portfolio Manager is responsible for managing portfolios and execution of portfolio strategies. This role involves working with clients and multiple partners to develop and execute goals through discussion and identification of client priorities. The Portfolio Manager will manage the assigned portfolio by monitoring performance and trends, performing required periodic credit servicing, proactively defining client credit solutions, identifying issues and developing remediation, underwriting and approving credit as designated. Additionally, the role requires monitoring risk by utilizing advanced knowledge of bank policies and procedures, preparing reports used by senior management for lending decisions and credit risk review, and keeping abreast of trends and developments in the economy and markets. The Portfolio Manager will work with assigned clients to enhance revenue generation, recommend optimal financing, and identify cross-sell opportunities. This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. This position is incentive eligible.

Responsibilities

  • Works with clients and multiple partners to develop and execute goals through discussion and identification of client priorities.
  • Manages the assigned portfolio by monitoring performance and trends, performing required periodic credit servicing, proactively defining client credit solutions, identifying issues and developing remediation, underwriting and approving credit as designated.
  • Monitors risk by utilizing advanced knowledge of bank policies and procedures.
  • Prepares reports used by senior management for purpose of lending decisions and credit risk review.
  • Keeps abreast of trends and developments in the economy and markets and has vast historical knowledge based on experience in multiple market cycles to ensure effective communication to clients and partners.
  • Works with assigned clients to enhance revenue generation, recommend optimal financing and identify cross-sell opportunities.

Requirements

  • Bachelor's degree in Accounting, Business, Finance or related field.
  • Nine (9) years of asset-based lending or related financial services industry experience in a corporate lending environment with solid achievements in developing business.

Nice-to-haves

  • Master of Business Administration (MBA)
  • Demonstrated positive management/leadership skills and principles.
  • Excellent verbal and written communication skills.
  • Exceptional analytical skills.
  • Exceptional business development skills with demonstrated excellence in cross-selling and success in sustained revenue generation.
  • Strong interpersonal skills used within a team environment and in client interaction with emphasis on excelling in relationship building.

Benefits

  • 401(k) matching
  • Dental insurance
  • Employee assistance program
  • Flexible spending account
  • Health insurance
  • Health savings account
  • Life insurance
  • Paid Vacation/Sick Time
  • Disability Benefits
  • Parental Leave
  • Associate Volunteer Program
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