BBVA - Peru, IN

posted 5 months ago

Full-time - Entry Level
Peru, IN
10,001+ employees
Management of Companies and Enterprises

About the position

The Retail Credit Risk Analyst Business Execution I position at BBVA is a critical role within the Global Risk Management area, focusing on the assessment and management of credit risk associated with retail banking products. This position involves analyzing credit data and financial statements of individuals and businesses to determine the risk involved in lending money or extending credit. The analyst will be responsible for developing and implementing risk assessment models, monitoring credit risk exposure, and ensuring compliance with regulatory requirements. In this role, you will collaborate with various teams to enhance the credit risk management framework and contribute to the development of strategies that mitigate potential losses. You will also be involved in preparing reports and presentations for senior management, providing insights into credit risk trends and the effectiveness of risk management strategies. The position requires a strong analytical mindset, attention to detail, and the ability to communicate complex information clearly and effectively. As part of a diverse and multidisciplinary team, you will have the opportunity to work in a dynamic environment that encourages innovation and professional growth. BBVA is committed to responsible banking and aims to create a more inclusive and sustainable society, which aligns with the values of the organization. This role is essential in supporting the bank's mission to provide excellent service to its customers while managing risk effectively.

Responsibilities

  • Analyze credit data and financial statements to assess risk in lending decisions.
  • Develop and implement credit risk assessment models.
  • Monitor and report on credit risk exposure and compliance with regulations.
  • Collaborate with cross-functional teams to enhance credit risk management strategies.
  • Prepare reports and presentations for senior management on credit risk trends.

Requirements

  • Bachelor's degree in Finance, Economics, or a related field.
  • Experience in credit risk analysis or a similar role.
  • Strong analytical and quantitative skills.
  • Proficiency in data analysis tools and software.
  • Excellent communication and presentation skills.

Nice-to-haves

  • Experience with risk management software.
  • Knowledge of regulatory requirements in the banking sector.
  • Familiarity with statistical analysis and modeling techniques.

Benefits

  • Competitive salary and performance bonuses.
  • Health and dental insurance coverage.
  • Retirement savings plan with company matching contributions.
  • Opportunities for professional development and training.
  • Flexible working hours and remote work options.
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