Risk Credit Reporting Analyst

Regions Financial - Birmingham, AL

Full-time - Mid Level

Birmingham, AL

Credit Intermediation and Related Activities

About the position

The Risk Credit Reporting Analyst at Regions plays a crucial role in analyzing the company's risk exposure and preparing detailed reports for management. This position involves collaborating with various teams to identify risks and opportunities, conducting independent analyses, and supporting the development of reporting tools and presentations. The analyst is expected to contribute to the enhancement of data processes and assist in the training and development of junior analysts.

Responsibilities

• Prepares monthly and quarterly credit reports and analytics for internal and external audiences including Regulatory Reporting Schedules
• Performs a second-level review and validation of key reports prepared by others
• Strategically collaborates with business partners and technology teams in identifying risks and opportunities in the portfolio as well as addressing special requests with ad hoc reporting
• Participates in working groups for bank-wide data enhancement and other various projects
• Assists in the creation of presentations, job aids, training materials, and reporting tools, including SharePoint, and databases in collaboration with managers
• Designs, develops, and reports independent analyses that provide greater insight into risk exposures and mitigation efforts
• Coordinates the compilation, data aggregation, and updating of enterprise-level financial risk metrics
• Interacts in a collaborative team environment and supports other roles on the team in their work efforts
• Focuses on resolution of problems or transactions, where expertise is required to interpret against policies, guidelines or processes
• May collaborate with senior management in the development of team goals and objectives, ensuring consistent and satisfactory achievement
• Offers advice and guidance to junior analysts on occasion, assisting in the development of necessary skills and the promotion of continuous improvement initiatives

Requirements

• Bachelor's degree in Accounting, Finance, Risk Management, or directly related field
• Four (4) years of experience in related field
• Understanding of applicable databases and data structures
• Experience with Statistical Analysis Systems (SAS), Structured Query Language (SQL), Power Business Intelligence (Power BI), or related database software
• Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
• Strong verbal, written communication, and organizational skills
• Ability to learn additional systems as needed
• Ability to research, analyze data, and derive facts
• Ability to work in a team environment when applicable
• Ability to work under limited guidance
• Ability to work under pressure and meet deadlines
• Strong work ethic and self-motivation

Benefits

• Health savings account
• Health insurance
• Dental insurance
• Flexible spending account
• Parental leave
• Employee assistance program
• Vision insurance
• 401(k) matching
• Life insurance